CMS Price Transparency Data

Group therapy session

Facility: Methodist Hospitals Inc

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $197
Cash Discount Price: $280
vs. Medicare Baseline: 1.90x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Methodist Hospitals Inc is $197. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $280. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 1.90x the Medicare baseline. Located in 600 Grant St, Gary, IN.

Cash / Self-Pay

$280

Average discount available for prompt cash payment at this facility.

Insurance Median

$197

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $280 (270%)

Insurance Median: $197 (190%)

Cash: $280 (270% of Medicare)

Ins. Median: $197 (190% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$21 - $296	20%
Magnacare	$51	49%
Blue Cross Blue Shield	$107 - $344	103%
Humana	$107	103%
Medicare (plans)	$107	103%
United Heathcare	$107	103%
Zing	$109	105%
Cigna	$154 - $167	148%
UnitedHealthcare	$167 - $179	161%
Caresource Maketplace	$176	170%
Ambetter / Centene	$214	206%
Physicians Health Plan Of Northern Indiana	$231	223%
Encore	$240 - $356	231%
Phcs	$272	262%
Siho	$280	270%
Sagamore	$288	277%
Multiplan	$292	281%
Hfn	$312 - $340	301%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $280.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Methodist Hospitals Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.