CMS Price Transparency Data

Blood test, comprehensive metabolic panel

Facility: Saint Joseph Regional Medical Center

Billing Code: 80053 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80053
  • Insurance Median: $62
  • Cash Discount Price: $156
  • vs. Medicare Baseline: 5.87x Medicare
The contracted insurance negotiated median rate for a Blood test, comprehensive metabolic panel at Saint Joseph Regional Medical Center is $62. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $156. Compared to the federal Medicare reimbursement reference rate of $10.56, this hospital’s rate is 5.87x the Medicare baseline. Located in 5215 Holy Cross Pkwy, Mishawaka, IN.
Cash / Self-Pay
$156

Average discount available for prompt cash payment at this facility.

Insurance Median
$62

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$10.56

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.56 (100%)
Cash / Self-Pay: $156 (1477%)
Insurance Median: $62 (587%)
Cash: $156 (1477% of Medicare)
Ins. Median: $62 (587% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.56 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 587% of the Medicare baseline (a markup of 487%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $6 - $117 57%
Blue Cross Blue Shield $6 - $21 57%
Medicaid / KanCare $6 - $11 57%
UnitedHealthcare $6 - $153 57%
County Coroner $11 104%
Managed Health Services - Indiana $11 104%
Mdwise $11 104%
Medicare (plans) $11 104%
Meridian Complete $11 104%
Pace-Trinity Health $11 104%
Provider Partners Health Plan Of Indiana $12 114%
Bureau Of Disability $15 142%
Auxiant $16 - $199 152%
Caresource $16 152%
Physicians Health Plan Northern Indiana Health Insurance $16 - $32 152%
St Joseph County Hlth Dpt $16 152%
Siho Insurance Services $17 161%
Key Benefit Administrator $19 - $149 180%
Allied Benefit Systems $20 - $156 189%
Blue Benefit Administrators Of Massachusetts $21 199%
Blue Care Network $21 199%
Blue Distinction Transplant $21 199%
Blue Shield - Ca $21 199%
Blue Shield - Id (Regence) $21 199%
Blue Shield - Ny Highmark Northeastern $21 199%
Blue Shield - Ny Highmark Western $21 199%
Blue Shield - Pa (Highmark) $21 199%
Blue Shield - Wa (Regence) $21 199%
Custom Design Benefits $23 218%
Hospice Of Marshall County $62 587%
Hospice Of St Joseph County $62 587%
Plain Church Group $65 616%
Asr Health Benefits $117 1108%
Christian Brother Services $117 1108%
Employee Benefit Management $117 1108%
Medical Mutual $117 1108%
Meritain $117 1108%
Preferred One $117 1108%
Rural Carrier Health Benefit Plan $117 1108%
Webtpa $117 1108%
Notre Dame Athletic Association $132 1250%
Wc Notre Dame $132 1250%
Luminare Health (Detroit) $137 - $144 1297%
Encore Health $142 - $149 1345%
Ameriben $144 1364%
Indiana Criminal Justice Inst $149 1411%
Western & Southern Financial Group $149 1411%
Geha $153 1449%
Healthscope $153 1449%
Student Insurance Cma $153 1449%
Cigna $154 1458%
Group Administrators $154 1458%
Health Partners $154 1458%
Mvp $154 1458%
Prairie States $154 1458%
Priority Health $154 1458%
Professional Benefit Administrators $154 1458%
Sagamore Health Network $154 - $178 1458%
Sisco Benefits $154 1458%
Unified Group Services $154 1458%
Goshen Preferred Network $185 - $206 1752%
Christian Brothers Holy Cross $192 1818%
Signature Care $192 1818%
Bankers Life Casualty $240 2273%
Wc Align Network $240 2273%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 5215 Holy Cross Pkwy, Mishawaka, IN 46545
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals