CMS Price Transparency Data
New patient office visit (30-44 min)
Facility: Saint Joseph Regional Medical Center
Billing Code: 99203 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 99203
- Insurance Median: $108
- Cash Discount Price: $242
- vs. Medicare Baseline: 0.92x Medicare
The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Saint Joseph Regional Medical Center is $108. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $242. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 0.92x the Medicare baseline. Located in 5215 Holy Cross Pkwy, Mishawaka, IN.
Cash / Self-Pay
$242
Average discount available for prompt cash payment at this facility.
Insurance Median
$108
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$117.57
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $117.57 (100%)
Cash / Self-Pay: $242 (206%)
Insurance Median: $108 (92%)
Cash: $242 (206% of Medicare)
Ins. Median: $108 (92% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $54 - $102 | 46% |
| UnitedHealthcare | $92 - $156 | 78% |
| Aetna | $102 - $145 | 87% |
| Albany County Correctional Facility | $102 | 87% |
| Ambetter / Centene | $102 | 87% |
| Amish Mennonite | $102 | 87% |
| Ascension St. Vincent Public Safety Medical | $102 | 87% |
| Bcccp-Michigan | $102 | 87% |
| Bccp | $102 | 87% |
| Blue Cross Blue Shield | $102 - $129 | 87% |
| Bmc Healthnet | $102 | 87% |
| Breast Grant-Connecticut | $102 | 87% |
| Broward County Dept Of Health | $102 | 87% |
| California Health And Wellness | $102 | 87% |
| Cardinal Innovations Lme | $102 | 87% |
| Care Connections Of Northern Iowa | $102 | 87% |
| Care Oregon Ohp | $102 | 87% |
| Cencal Health Plan | $102 | 87% |
| Cenpatico | $102 | 87% |
| Champva | $102 | 87% |
| Chhuny | $102 | 87% |
| Childrens Comm Health Plan | $102 | 87% |
| Childrens Medical Services Title 19 | $102 | 87% |
| Cigna | $102 - $164 | 87% |
| City Of Philadelphia | $102 | 87% |
| Cmh Allegan County | $102 | 87% |
| Cmh Ausable Valley | $102 | 87% |
| Cmh Barry County | $102 | 87% |
| Cmh Bay-Arenac County | $102 | 87% |
| Cmh Berrien County | $102 | 87% |
| Cmh Cass County | $102 | 87% |
| Cmh Central Mi County | $102 | 87% |
| Cmh Clinton-Eaton-Ingham County | $102 | 87% |
| Cmh Detroit Wayne Integrated Health Network | $102 | 87% |
| Cmh Genesee County | $102 | 87% |
| Cmh Ionia County | $102 | 87% |
| Cmh Jackson County/Lifeways | $102 | 87% |
| Cmh Kalamazoo | $102 | 87% |
| Cmh Kent County | $102 | 87% |
| Cmh Lenawee County | $102 | 87% |
| Cmh Livingston County | $102 | 87% |
| Cmh Macomb | $102 | 87% |
| Cmh Misc | $102 | 87% |
| Cmh Monroe County | $102 | 87% |
| Cmh Montcalm County | $102 | 87% |
| Cmh Muskegon County | $102 | 87% |
| Cmh Newaygo County | $102 | 87% |
| Cmh North Country | $102 | 87% |
| Cmh Northern Lakes County | $102 | 87% |
| Cmh Oakland County | $102 | 87% |
| Cmh Ottawa County | $102 | 87% |
| Cmh Van Buren County | $102 | 87% |
| Cmh Washtenaw County | $102 | 87% |
| Cmh Wayne County/Carelink | $102 | 87% |
| Cmh Wayne Cty/Com Liv Svcs | $102 | 87% |
| Cmh West Mi County | $102 | 87% |
| Community Benefit Health | $102 | 87% |
| Community Care Behavorial Health | $102 | 87% |
| Community Care Partners | $102 | 87% |
| Community Health Choice | $102 | 87% |
| Connections Csp | $102 | 87% |
| County Coroner | $102 | 87% |
| County Funding Generic | $102 | 87% |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $102 | 87% |
| Dean Wi Badgercare | $102 | 87% |
| Delaware County Department Of Health | $102 | 87% |
| Delaware First Health | $102 | 87% |
| Delta Dental Nj | $102 | 87% |
| Dph Tb Program | $102 | 87% |
| Dscc | $102 | 87% |
| Eastpointe Lme | $102 | 87% |
| Family Health Network | $102 | 87% |
| Freedom First Healthcare | $102 | 87% |
| Fresno County Ccs | $102 | 87% |
| Ghc Scw Wi Badgercare | $102 | 87% |
| Harbor Health | $102 | 87% |
| Health Safety Net | $102 | 87% |
| Healthy Blue Ne | $102 | 87% |
| Hennepin Health | $102 | 87% |
| Humana | $102 - $108 | 87% |
| Id County Ada | $102 | 87% |
| Id County Canyon | $102 | 87% |
| Id County Cat Fund | $102 | 87% |
| Id County Other | $102 | 87% |
| Id County Payette | $102 | 87% |
| Idaho Dept Health And Wellfare | $102 | 87% |
| Idaho Womens Health Check | $102 | 87% |
| Indiana Breast Cervical Cancer | $102 | 87% |
| Inland Empire Health Plan | $102 | 87% |
| Intercommunity Health Ohp | $102 | 87% |
| Iowa Total Care | $102 | 87% |
| Jai Medical System | $102 | 87% |
| Kern Family Health Plan | $102 | 87% |
| Keystone First | $102 | 87% |
| Keystone First Chip | $102 | 87% |
| La Care Health Plan | $102 | 87% |
| Lakeland Care Inc | $102 | 87% |
| Managed Health Services - Indiana | $102 | 87% |
| Maryland Breast & Cervical Program | $102 | 87% |
| Maryland Healthy Smiles - Scion Dental | $102 | 87% |
| Maryland Physicians Care | $102 | 87% |
| Massachusetts Behavioral Health Partnership | $102 | 87% |
| Mdwise | $102 | 87% |
| Medi-Cal | $102 | 87% |
| Medi-Cal Healthnet | $102 | 87% |
| Medstar Dc Healthy Family | $102 | 87% |
| Medstar Md Health Choice | $102 | 87% |
| Mo Home State Health Plan | $102 | 87% |
| Molina Centennial Care | $102 | 87% |
| Nascentia Health Options | $102 | 87% |
| Nebraska Total Care | $102 | 87% |
| New York Cancer Services Program | $102 | 87% |
| Nextlevel Health | $102 | 87% |
| Oregon Screenwise | $102 | 87% |
| Pace Of Southwest Michigan | $102 - $108 | 87% |
| Paramount Advantage | $102 | 87% |
| Parkland Community Health Plan | $102 | 87% |
| Partners Behavioral Lme | $102 | 87% |
| Peach State Healthplan | $102 | 87% |
| Philadelphia County Funding | $102 | 87% |
| Presbyterian Centennial Care | $102 | 87% |
| Prestige Health Choice | $102 | 87% |
| Priority Partners | $102 | 87% |
| Robert F Sing Program | $102 | 87% |
| Rx 340B Pass Along | $102 | 87% |
| Rx Assistance/Rx Manufacturer Assistance 0 Copay | $102 | 87% |
| Rx Medi-Cal | $102 | 87% |
| Rx Meridian Rx | $102 | 87% |
| Ryan White Florida Mssrp | $102 | 87% |
| Sandhills Center Lme | $102 | 87% |
| Screening For Life | $102 | 87% |
| St Joseph County Hlth Dpt | $102 | 87% |
| Stephenson Cty Health | $102 | 87% |
| Sunshine State Health Plan | $102 | 87% |
| Superior Health | $102 | 87% |
| Tenncare | $102 | 87% |
| Texas Children'S Health Plan | $102 | 87% |
| Tricare | $102 | 87% |
| Trillium Community Ohp | $102 | 87% |
| Triwest Health Alliance | $102 | 87% |
| Tufts Health Public Plans | $102 | 87% |
| Us Family Health Plan | $102 | 87% |
| Vaya Health Lme | $102 | 87% |
| Veterans Eval Services | $102 | 87% |
| Washtenaw Health Plan | $102 | 87% |
| Wellsense Health Plan | $102 | 87% |
| Wi Womens Wellness | $102 | 87% |
| Align Senior Care | $108 | 92% |
| Ally Align Care Adv | $108 | 92% |
| American Health Advantage Of Idaho | $108 | 92% |
| American Health Plan | $108 | 92% |
| Aurora Special Needs | $108 | 92% |
| Blue Care Network Advantage | $108 | 92% |
| Blue Shield - De (Highmark) Medciare Advantage | $108 | 92% |
| Care Dimensions | $108 | 92% |
| Care Improvement Plus | $108 | 92% |
| Care Resources Pace | $108 | 92% |
| Careplus Health Plans | $108 | 92% |
| Cca - Zing Health | $108 | 92% |
| Cca Senior Care Options | $108 | 92% |
| Central Valley Medical Services Corp Pace | $108 | 92% |
| Champion Health Plan Mcr Advantage | $108 | 92% |
| Clear Spring Health | $108 | 92% |
| Clover Health | $108 | 92% |
| Commonwealth Care Alliance | $108 | 92% |
| Community Pace At Home | $108 | 92% |
| Eddy Senior Care-Pace | $108 | 92% |
| Eddy Seniorcare Pace | $108 | 92% |
| Elementcare | $108 | 92% |
| Evercare | $108 | 92% |
| Everence | $108 | 92% |
| Gateway Health Plan | $108 | 92% |
| Genesys Pace Of Genesee County | $108 | 92% |
| Georgia Health Advantage | $108 | 92% |
| Gold Advantage | $108 | 92% |
| Gpa Croell Redi Mix | $108 | 92% |
| Health America Advantra | $108 | 92% |
| Highmark Health Options Dual Plan | $108 | 92% |
| Hope Select Pace | $108 | 92% |
| Horizon Nj Total Care | $108 | 92% |
| Hudson Headwaters Pace | $108 | 92% |
| Huron Valley Pace | $108 | 92% |
| Innovative Integrated Health Community Plans | $108 | 92% |
| Iowa Health Advantage | $108 | 92% |
| Johns Hopkins Advantage Md | $108 | 92% |
| Lasso Healthcare Msa | $108 | 92% |
| Life St Marys Pace | $108 | 92% |
| Lifecircles Pace | $108 | 92% |
| Longevity Health Plan | $108 | 92% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $108 | 92% |
| Martins Point Generations Advantage | $108 | 92% |
| Mass General Brigham Mcr Adv | $108 | 92% |
| Medicare (plans) | $108 - $113 | 92% |
| Medipak Advantage | $108 | 92% |
| Mercy Life | $108 | 92% |
| Mercyone Cedar Valley | $108 | 92% |
| Meridian Complete | $108 | 92% |
| Michigan Complete Health | $108 | 92% |
| Nascentia Health Plus | $108 | 92% |
| New Centry Health Careplus | $108 | 92% |
| Osu Prime Care Advantage | $108 | 92% |
| Pace Cny | $108 | 92% |
| Pace Iowa Immanuel Pathways | $108 | 92% |
| Pace Southeast | $108 | 92% |
| Pace-Trinity Health | $108 | 92% |
| Peak Pace Solutions | $108 | 92% |
| Perennial Advantage | $108 | 92% |
| Preferred Care Partners | $108 | 92% |
| Presbyterian Senior Plan | $108 | 92% |
| Provider Partners Health Plan Of Illinois | $108 | 92% |
| Pruitthealth Premier | $108 | 92% |
| Reliance Community Care Partners Care Resources Pace | $108 | 92% |
| Rx Allwin | $108 | 92% |
| Rx Grane Grnmedd | $108 | 92% |
| Rx Retiree Rx Care | $108 | 92% |
| Scan Health Plan Mcr Ipa Meritage Oon | $108 | 92% |
| Secure Horizons Ma Pffs | $108 | 92% |
| Serenity Pace | $108 | 92% |
| Siouxland Pace | $108 | 92% |
| Solis Health Plans | $108 | 92% |
| Sunnyview-Pace Finance Dept | $108 | 92% |
| Texan Plus | $108 | 92% |
| The Health Plan | $108 | 92% |
| Thome Pace | $108 | 92% |
| Todays Options | $108 | 92% |
| Tribute Health Plans | $108 | 92% |
| Um Health Advantage | $108 | 92% |
| Union Health Service | $108 | 92% |
| Welbe Health | $108 | 92% |
| Wellmed | $108 | 92% |
| Andrie Inc | $111 | 94% |
| East Greenbush Central School District | $111 | 94% |
| Genex Wc | $111 | 94% |
| Healthsmart Workers Comp | $111 | 94% |
| Jag Source | $111 | 94% |
| New York State Insurance Fund | $111 | 94% |
| Njm Insurance Group | $111 | 94% |
| Rx Heatlhcomp | $111 | 94% |
| Rx Restat | $111 | 94% |
| Rx Saif Opdp Wc | $111 | 94% |
| Rx Worker'S Comp | $111 | 94% |
| Veterans Administration | $111 | 94% |
| Wc Accident Fund | $111 | 94% |
| Wc Ace | $111 | 94% |
| Wc Acs Federal Employees | $111 | 94% |
| Wc Acuity | $111 | 94% |
| Wc Advantage | $111 | 94% |
| Wc Aegis | $111 | 94% |
| Wc Aig | $111 | 94% |
| Wc Aims | $111 | 94% |
| Wc Alaska National Ins | $111 | 94% |
| Wc Align Network | $111 | 94% |
| Wc Allied | $111 | 94% |
| Wc Am Trust N America | $111 | 94% |
| Wc American Claims Mgmt | $111 | 94% |
| Wc Amerisure | $111 | 94% |
| Wc Amtrust | $111 | 94% |
| Wc Asu Risk Mgt | $111 | 94% |
| Wc Benetech | $111 | 94% |
| Wc Berkley Admin | $111 | 94% |
| Wc Broadspire | $111 | 94% |
| Wc Broward County | $111 | 94% |
| Wc Bunch & Associates | $111 | 94% |
| Wc California State Comp Ins | $111 | 94% |
| Wc California State Ins Fund | $111 | 94% |
| Wc Capitol Area Health Consortium | $111 | 94% |
| Wc Ccmsi | $111 | 94% |
| Wc Chartis | $111 | 94% |
| Wc Chubb | $111 | 94% |
| Wc Cirma | $111 | 94% |
| Wc City Of Albany | $111 | 94% |
| Wc City Of Sioux City | $111 | 94% |
| Wc Claims Mgmt Inc | $111 | 94% |
| Wc Cna | $111 | 94% |
| Wc Comp One Admin C/O Manageability | $111 | 94% |
| Wc Compone Admin | $111 | 94% |
| Wc Corvel | $111 | 94% |
| Wc Ct Healthcare Trust | $111 | 94% |
| Wc Donegal Insurance Group | $111 | 94% |
| Wc Emc Insurance Company | $111 | 94% |
| Wc Employee Mutual | $111 | 94% |
| Wc Enablecomp | $111 | 94% |
| Wc Erie | $111 | 94% |
| Wc Esis | $111 | 94% |
| Wc Evolutions | $111 | 94% |
| Wc Fcci | $111 | 94% |
| Wc Fed Ex | $111 | 94% |
| Wc Federal Black Lung | $111 | 94% |
| Wc Federated | $111 | 94% |
| Wc Finley Occupational Health | $111 | 94% |
| Wc First Agency/Occunet | $111 | 94% |
| Wc Ford Motor | $111 | 94% |
| Wc Fresno Unified Emp | $111 | 94% |
| Wc Gallagher Bassett | $111 | 94% |
| Wc General Motors | $111 | 94% |
| Wc Generic | $111 | 94% |
| Wc Genex Care For Ohio | $111 | 94% |
| Wc Great West Casualty | $111 | 94% |
| Wc Guarantee Insurance | $111 | 94% |
| Wc Guard Insurance Company | $111 | 94% |
| Wc Hab | $111 | 94% |
| Wc Hartford | $111 | 94% |
| Wc Hastings | $111 | 94% |
| Wc Health Management | $111 | 94% |
| Wc Heritage Summit | $111 | 94% |
| Wc Hireright | $111 | 94% |
| Wc Horizon | $111 | 94% |
| Wc Icw Group | $111 | 94% |
| Wc Idaho State Ins Fund | $111 | 94% |
| Wc Intercare Insurance | $111 | 94% |
| Wc Intermountain | $111 | 94% |
| Wc Johns Eastern | $111 | 94% |
| Wc Kemberton | $111 | 94% |
| Wc Key Ins & Benefit Solutions | $111 | 94% |
| Wc Liberty Mutual | $111 | 94% |
| Wc Mac Risk Management | $111 | 94% |
| Wc Massachusetts | $111 | 94% |
| Wc Mdia | $111 | 94% |
| Wc Meadowbrook Claim | $111 | 94% |
| Wc Medical Administrators | $111 | 94% |
| Wc Meijers | $111 | 94% |
| Wc Memic | $111 | 94% |
| Wc Mercy Workcare | $111 | 94% |
| Wc Michigan | $111 | 94% |
| Wc Michigan Millers Mutual | $111 | 94% |
| Wc Mitchell Frankenmuth | $111 | 94% |
| Wc Mra | $111 | 94% |
| Wc Nationwide | $111 | 94% |
| Wc Nca Comp | $111 | 94% |
| Wc New York | $111 | 94% |
| Wc New York Special Funds | $111 | 94% |
| Wc North American Rishces | $111 | 94% |
| Wc Northeast Health | $111 | 94% |
| Wc Notre Dame | $111 | 94% |
| Wc Novanet | $111 | 94% |
| Wc O'Hara Corp | $111 | 94% |
| Wc Occ Health Allen | $111 | 94% |
| Wc Ohio Bureau | $111 | 94% |
| Wc One Call Medical | $111 | 94% |
| Wc Paradigm | $111 | 94% |
| Wc Peerless | $111 | 94% |
| Wc Pma | $111 | 94% |
| Wc Praxis Health Network | $111 | 94% |
| Wc Price Chopper | $111 | 94% |
| Wc Procura Management | $111 | 94% |
| Wc Qualcare | $111 | 94% |
| Wc Quiktrip | $111 | 94% |
| Wc Reny Company | $111 | 94% |
| Wc Rev Claims | $111 | 94% |
| Wc Risico | $111 | 94% |
| Wc Rural Mutual | $111 | 94% |
| Wc Saif Oregon | $111 | 94% |
| Wc Secura | $111 | 94% |
| Wc Sedgwick | $111 | 94% |
| Wc Sentry | $111 | 94% |
| Wc Sheakley Unicomp | $111 | 94% |
| Wc Smile Lodge | $111 | 94% |
| Wc Society | $111 | 94% |
| Wc Srs | $111 | 94% |
| Wc Taconic (Mro) | $111 | 94% |
| Wc Taconic Farms | $111 | 94% |
| Wc Travelers | $111 | 94% |
| Wc Triad Group | $111 | 94% |
| Wc Tristar | $111 | 94% |
| Wc Troy Ny | $111 | 94% |
| Wc Tyson | $111 | 94% |
| Wc Unified Health Services | $111 | 94% |
| Wc United Heartland | $111 | 94% |
| Wc Us Dept Of Labor | $111 | 94% |
| Wc Velocity | $111 | 94% |
| Wc Walmart | $111 | 94% |
| Wc West Bend | $111 | 94% |
| Wc West Bend Mutual/Argent | $111 | 94% |
| Wc Winnebago Industries | $111 | 94% |
| Wc Yankee Trails | $111 | 94% |
| Wc York Risk | $111 | 94% |
| Wc Zenith | $111 | 94% |
| Wc Zurich | $111 | 94% |
| Provider Partners Health Plan Of Indiana | $122 | 104% |
| Bcn Domestic | $129 | 110% |
| Blue Benefit Administrators Of Massachusetts | $129 | 110% |
| Blue Care Network | $129 | 110% |
| Blue Distinction Transplant | $129 | 110% |
| Blue Shield - Ca | $129 | 110% |
| Blue Shield - Id (Regence) | $129 | 110% |
| Blue Shield - Ny Highmark Northeastern | $129 | 110% |
| Blue Shield - Ny Highmark Western | $129 | 110% |
| Blue Shield - Pa (Highmark) | $129 | 110% |
| Blue Shield - Wa (Regence) | $129 | 110% |
| Health Choices | $129 | 110% |
| Kaiser Domestic | $129 | 110% |
| Pre-Employment | $129 | 110% |
| Wc Domestic | $129 | 110% |
| Community Health Alliance | $136 | 116% |
| Ameriben | $143 - $148 | 122% |
| Caresource | $144 | 122% |
| Christian Brother Services | $145 | 123% |
| Meritain | $145 | 123% |
| Preferred One | $145 | 123% |
| Allied Benefit Systems | $154 | 131% |
| Auxiant | $154 - $164 | 131% |
| Benefit Administrative Systems,Llc | $154 | 131% |
| Custom Design Benefits | $154 | 131% |
| Encore Health | $154 - $164 | 131% |
| Key Benefit Administrator | $154 | 131% |
| Luminare Health (Detroit) | $154 | 131% |
| Physicians Health Plan Northern Indiana Health Insurance | $154 | 131% |
| Geha | $156 | 133% |
| Sagamore Health Network | $164 | 139% |
| Signature Care | $164 | 139% |
| Wc Encore Health Network | $175 | 149% |
| Phcs | $214 - $221 | 182% |
| Plain Church Group | $238 - $246 | 202% |