CMS Price Transparency Data
Sleep study (overnight, in lab)
Facility: Saint Joseph Regional Medical Center
Billing Code: 95810 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 95810
- Insurance Median: $115
- Cash Discount Price: $1,805
- vs. Medicare Baseline: 0.13x Medicare
The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at Saint Joseph Regional Medical Center is $115. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,805. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.13x the Medicare baseline. Located in 5215 Holy Cross Pkwy, Mishawaka, IN.
Cash / Self-Pay
$1,805
Average discount available for prompt cash payment at this facility.
Insurance Median
$115
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$877.34
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $877.34 (100%)
Cash / Self-Pay: $1,805 (206%)
Insurance Median: $115 (13%)
Cash: $1,805 (206% of Medicare)
Ins. Median: $115 (13% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
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Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $74 - $3,560 | 8% |
| Aetna | $109 - $3,340 | 12% |
| Albany County Correctional Facility | $109 | 12% |
| Ambetter / Centene | $109 | 12% |
| Amish Mennonite | $109 | 12% |
| Ascension St. Vincent Public Safety Medical | $109 | 12% |
| Bcccp-Michigan | $109 | 12% |
| Bccp | $109 | 12% |
| Blue Cross Blue Shield | $109 - $3,560 | 12% |
| Bmc Healthnet | $109 | 12% |
| Breast Grant-Connecticut | $109 | 12% |
| Broward County Dept Of Health | $109 | 12% |
| California Health And Wellness | $109 | 12% |
| Cardinal Innovations Lme | $109 | 12% |
| Care Connections Of Northern Iowa | $109 | 12% |
| Care Oregon Ohp | $109 | 12% |
| Cencal Health Plan | $109 | 12% |
| Cenpatico | $109 | 12% |
| Champva | $109 | 12% |
| Chhuny | $109 | 12% |
| Childrens Comm Health Plan | $109 | 12% |
| Childrens Medical Services Title 19 | $109 | 12% |
| Cigna | $109 - $3,288 | 12% |
| City Of Philadelphia | $109 | 12% |
| Cmh Allegan County | $109 | 12% |
| Cmh Ausable Valley | $109 | 12% |
| Cmh Barry County | $109 | 12% |
| Cmh Bay-Arenac County | $109 | 12% |
| Cmh Berrien County | $109 | 12% |
| Cmh Cass County | $109 | 12% |
| Cmh Central Mi County | $109 | 12% |
| Cmh Clinton-Eaton-Ingham County | $109 | 12% |
| Cmh Detroit Wayne Integrated Health Network | $109 | 12% |
| Cmh Genesee County | $109 | 12% |
| Cmh Ionia County | $109 | 12% |
| Cmh Jackson County/Lifeways | $109 | 12% |
| Cmh Kalamazoo | $109 | 12% |
| Cmh Kent County | $109 | 12% |
| Cmh Lenawee County | $109 | 12% |
| Cmh Livingston County | $109 | 12% |
| Cmh Macomb | $109 | 12% |
| Cmh Misc | $109 | 12% |
| Cmh Monroe County | $109 | 12% |
| Cmh Montcalm County | $109 | 12% |
| Cmh Muskegon County | $109 | 12% |
| Cmh Newaygo County | $109 | 12% |
| Cmh North Country | $109 | 12% |
| Cmh Northern Lakes County | $109 | 12% |
| Cmh Oakland County | $109 | 12% |
| Cmh Ottawa County | $109 | 12% |
| Cmh Van Buren County | $109 | 12% |
| Cmh Washtenaw County | $109 | 12% |
| Cmh Wayne County/Carelink | $109 | 12% |
| Cmh Wayne Cty/Com Liv Svcs | $109 | 12% |
| Cmh West Mi County | $109 | 12% |
| Community Benefit Health | $109 | 12% |
| Community Care Behavorial Health | $109 | 12% |
| Community Care Partners | $109 | 12% |
| Community Health Choice | $109 | 12% |
| Connections Csp | $109 | 12% |
| County Coroner | $109 - $945 | 12% |
| County Funding Generic | $109 | 12% |
| Covid19 Hrsa Uninsured Testing And Treatment Fund | $109 | 12% |
| Dean Wi Badgercare | $109 | 12% |
| Delaware County Department Of Health | $109 | 12% |
| Delaware First Health | $109 | 12% |
| Delta Dental Nj | $109 | 12% |
| Dph Tb Program | $109 | 12% |
| Dscc | $109 | 12% |
| Eastpointe Lme | $109 | 12% |
| Family Health Network | $109 | 12% |
| Freedom First Healthcare | $109 | 12% |
| Fresno County Ccs | $109 | 12% |
| Ghc Scw Wi Badgercare | $109 | 12% |
| Harbor Health | $109 | 12% |
| Health Safety Net | $109 | 12% |
| Healthy Blue Ne | $109 | 12% |
| Hennepin Health | $109 | 12% |
| Humana | $109 - $113 | 12% |
| Id County Ada | $109 | 12% |
| Id County Canyon | $109 | 12% |
| Id County Cat Fund | $109 | 12% |
| Id County Other | $109 | 12% |
| Id County Payette | $109 | 12% |
| Idaho Dept Health And Wellfare | $109 | 12% |
| Idaho Womens Health Check | $109 | 12% |
| Indiana Breast Cervical Cancer | $109 | 12% |
| Inland Empire Health Plan | $109 | 12% |
| Intercommunity Health Ohp | $109 | 12% |
| Iowa Total Care | $109 | 12% |
| Jai Medical System | $109 | 12% |
| Kern Family Health Plan | $109 | 12% |
| Keystone First | $109 | 12% |
| Keystone First Chip | $109 | 12% |
| La Care Health Plan | $109 | 12% |
| Lakeland Care Inc | $109 | 12% |
| Managed Health Services - Indiana | $109 - $3,560 | 12% |
| Maryland Breast & Cervical Program | $109 | 12% |
| Maryland Healthy Smiles - Scion Dental | $109 | 12% |
| Maryland Physicians Care | $109 | 12% |
| Massachusetts Behavioral Health Partnership | $109 | 12% |
| Mdwise | $109 - $3,560 | 12% |
| Medi-Cal | $109 | 12% |
| Medi-Cal Healthnet | $109 | 12% |
| Medstar Dc Healthy Family | $109 | 12% |
| Medstar Md Health Choice | $109 | 12% |
| Mo Home State Health Plan | $109 | 12% |
| Molina Centennial Care | $109 | 12% |
| Nascentia Health Options | $109 | 12% |
| Nebraska Total Care | $109 | 12% |
| New York Cancer Services Program | $109 | 12% |
| Nextlevel Health | $109 | 12% |
| Oregon Screenwise | $109 | 12% |
| Pace Of Southwest Michigan | $109 - $113 | 12% |
| Paramount Advantage | $109 | 12% |
| Parkland Community Health Plan | $109 | 12% |
| Partners Behavioral Lme | $109 | 12% |
| Peach State Healthplan | $109 | 12% |
| Philadelphia County Funding | $109 | 12% |
| Presbyterian Centennial Care | $109 | 12% |
| Prestige Health Choice | $109 | 12% |
| Priority Partners | $109 | 12% |
| Robert F Sing Program | $109 | 12% |
| Rx 340B Pass Along | $109 | 12% |
| Rx Assistance/Rx Manufacturer Assistance 0 Copay | $109 | 12% |
| Rx Medi-Cal | $109 | 12% |
| Rx Meridian Rx | $109 | 12% |
| Ryan White Florida Mssrp | $109 | 12% |
| Sandhills Center Lme | $109 | 12% |
| Screening For Life | $109 | 12% |
| St Joseph County Hlth Dpt | $109 - $1,363 | 12% |
| Stephenson Cty Health | $109 | 12% |
| Sunshine State Health Plan | $109 | 12% |
| Superior Health | $109 | 12% |
| Tenncare | $109 | 12% |
| Texas Children'S Health Plan | $109 | 12% |
| Tricare | $109 | 12% |
| Trillium Community Ohp | $109 | 12% |
| Triwest Health Alliance | $109 | 12% |
| Tufts Health Public Plans | $109 | 12% |
| UnitedHealthcare | $109 - $3,560 | 12% |
| Us Family Health Plan | $109 | 12% |
| Vaya Health Lme | $109 | 12% |
| Veterans Eval Services | $109 | 12% |
| Washtenaw Health Plan | $109 | 12% |
| Wellsense Health Plan | $109 | 12% |
| Wi Womens Wellness | $109 | 12% |
| Align Senior Care | $113 | 13% |
| Ally Align Care Adv | $113 | 13% |
| American Health Advantage Of Idaho | $113 | 13% |
| American Health Plan | $113 | 13% |
| Aurora Special Needs | $113 | 13% |
| Blue Care Network Advantage | $113 | 13% |
| Blue Shield - De (Highmark) Medciare Advantage | $113 | 13% |
| Care Dimensions | $113 | 13% |
| Care Improvement Plus | $113 | 13% |
| Care Resources Pace | $113 | 13% |
| Careplus Health Plans | $113 | 13% |
| Cca - Zing Health | $113 | 13% |
| Cca Senior Care Options | $113 | 13% |
| Central Valley Medical Services Corp Pace | $113 | 13% |
| Champion Health Plan Mcr Advantage | $113 | 13% |
| Clear Spring Health | $113 | 13% |
| Clover Health | $113 | 13% |
| Commonwealth Care Alliance | $113 | 13% |
| Community Pace At Home | $113 | 13% |
| Eddy Senior Care-Pace | $113 | 13% |
| Eddy Seniorcare Pace | $113 | 13% |
| Elementcare | $113 | 13% |
| Evercare | $113 | 13% |
| Everence | $113 | 13% |
| Gateway Health Plan | $113 | 13% |
| Genesys Pace Of Genesee County | $113 | 13% |
| Georgia Health Advantage | $113 | 13% |
| Gold Advantage | $113 | 13% |
| Gpa Croell Redi Mix | $113 | 13% |
| Health America Advantra | $113 | 13% |
| Highmark Health Options Dual Plan | $113 | 13% |
| Hope Select Pace | $113 | 13% |
| Horizon Nj Total Care | $113 | 13% |
| Hudson Headwaters Pace | $113 | 13% |
| Huron Valley Pace | $113 | 13% |
| Innovative Integrated Health Community Plans | $113 | 13% |
| Iowa Health Advantage | $113 | 13% |
| Johns Hopkins Advantage Md | $113 | 13% |
| Lasso Healthcare Msa | $113 | 13% |
| Life St Marys Pace | $113 | 13% |
| Lifecircles Pace | $113 | 13% |
| Longevity Health Plan | $113 | 13% |
| Longevity Ipa Of Michigan Llc Health Plan Isnp | $113 | 13% |
| Martins Point Generations Advantage | $113 | 13% |
| Mass General Brigham Mcr Adv | $113 | 13% |
| Medicare (plans) | $113 - $927 | 13% |
| Medipak Advantage | $113 | 13% |
| Mercy Life | $113 | 13% |
| Mercyone Cedar Valley | $113 | 13% |
| Meridian Complete | $113 - $909 | 13% |
| Michigan Complete Health | $113 | 13% |
| Nascentia Health Plus | $113 | 13% |
| New Centry Health Careplus | $113 | 13% |
| Osu Prime Care Advantage | $113 | 13% |
| Pace Cny | $113 | 13% |
| Pace Iowa Immanuel Pathways | $113 | 13% |
| Pace Southeast | $113 | 13% |
| Pace-Trinity Health | $113 - $909 | 13% |
| Peak Pace Solutions | $113 | 13% |
| Perennial Advantage | $113 | 13% |
| Preferred Care Partners | $113 | 13% |
| Presbyterian Senior Plan | $113 | 13% |
| Provider Partners Health Plan Of Illinois | $113 | 13% |
| Pruitthealth Premier | $113 | 13% |
| Reliance Community Care Partners Care Resources Pace | $113 | 13% |
| Rx Allwin | $113 | 13% |
| Rx Grane Grnmedd | $113 | 13% |
| Rx Retiree Rx Care | $113 | 13% |
| Scan Health Plan Mcr Ipa Meritage Oon | $113 | 13% |
| Secure Horizons Ma Pffs | $113 | 13% |
| Serenity Pace | $113 | 13% |
| Siouxland Pace | $113 | 13% |
| Solis Health Plans | $113 | 13% |
| Sunnyview-Pace Finance Dept | $113 | 13% |
| Texan Plus | $113 | 13% |
| The Health Plan | $113 | 13% |
| Thome Pace | $113 | 13% |
| Todays Options | $113 | 13% |
| Tribute Health Plans | $113 | 13% |
| Um Health Advantage | $113 | 13% |
| Union Health Service | $113 | 13% |
| Welbe Health | $113 | 13% |
| Wellmed | $113 | 13% |
| Andrie Inc | $115 | 13% |
| East Greenbush Central School District | $115 | 13% |
| Genex Wc | $115 | 13% |
| Healthsmart Workers Comp | $115 | 13% |
| Jag Source | $115 | 13% |
| New York State Insurance Fund | $115 | 13% |
| Njm Insurance Group | $115 | 13% |
| Rx Heatlhcomp | $115 | 13% |
| Rx Restat | $115 | 13% |
| Rx Saif Opdp Wc | $115 | 13% |
| Rx Worker'S Comp | $115 | 13% |
| Veterans Administration | $115 | 13% |
| Wc Accident Fund | $115 | 13% |
| Wc Ace | $115 | 13% |
| Wc Acs Federal Employees | $115 | 13% |
| Wc Acuity | $115 | 13% |
| Wc Advantage | $115 | 13% |
| Wc Aegis | $115 | 13% |
| Wc Aig | $115 | 13% |
| Wc Aims | $115 | 13% |
| Wc Alaska National Ins | $115 | 13% |
| Wc Align Network | $115 - $5,138 | 13% |
| Wc Allied | $115 | 13% |
| Wc Am Trust N America | $115 | 13% |
| Wc American Claims Mgmt | $115 | 13% |
| Wc Amerisure | $115 | 13% |
| Wc Amtrust | $115 | 13% |
| Wc Asu Risk Mgt | $115 | 13% |
| Wc Benetech | $115 | 13% |
| Wc Berkley Admin | $115 | 13% |
| Wc Broadspire | $115 | 13% |
| Wc Broward County | $115 | 13% |
| Wc Bunch & Associates | $115 | 13% |
| Wc California State Comp Ins | $115 | 13% |
| Wc California State Ins Fund | $115 | 13% |
| Wc Capitol Area Health Consortium | $115 | 13% |
| Wc Ccmsi | $115 | 13% |
| Wc Chartis | $115 | 13% |
| Wc Chubb | $115 | 13% |
| Wc Cirma | $115 | 13% |
| Wc City Of Albany | $115 | 13% |
| Wc City Of Sioux City | $115 | 13% |
| Wc Claims Mgmt Inc | $115 | 13% |
| Wc Cna | $115 | 13% |
| Wc Comp One Admin C/O Manageability | $115 | 13% |
| Wc Compone Admin | $115 | 13% |
| Wc Corvel | $115 | 13% |
| Wc Ct Healthcare Trust | $115 | 13% |
| Wc Donegal Insurance Group | $115 | 13% |
| Wc Emc Insurance Company | $115 | 13% |
| Wc Employee Mutual | $115 | 13% |
| Wc Enablecomp | $115 | 13% |
| Wc Erie | $115 | 13% |
| Wc Esis | $115 | 13% |
| Wc Evolutions | $115 | 13% |
| Wc Fcci | $115 | 13% |
| Wc Fed Ex | $115 | 13% |
| Wc Federal Black Lung | $115 | 13% |
| Wc Federated | $115 | 13% |
| Wc Finley Occupational Health | $115 | 13% |
| Wc First Agency/Occunet | $115 | 13% |
| Wc Ford Motor | $115 | 13% |
| Wc Fresno Unified Emp | $115 | 13% |
| Wc Gallagher Bassett | $115 | 13% |
| Wc General Motors | $115 | 13% |
| Wc Generic | $115 | 13% |
| Wc Genex Care For Ohio | $115 | 13% |
| Wc Great West Casualty | $115 | 13% |
| Wc Guarantee Insurance | $115 | 13% |
| Wc Guard Insurance Company | $115 | 13% |
| Wc Hab | $115 | 13% |
| Wc Hartford | $115 | 13% |
| Wc Hastings | $115 | 13% |
| Wc Health Management | $115 | 13% |
| Wc Heritage Summit | $115 | 13% |
| Wc Hireright | $115 | 13% |
| Wc Horizon | $115 | 13% |
| Wc Icw Group | $115 | 13% |
| Wc Idaho State Ins Fund | $115 | 13% |
| Wc Intercare Insurance | $115 | 13% |
| Wc Intermountain | $115 | 13% |
| Wc Johns Eastern | $115 | 13% |
| Wc Kemberton | $115 | 13% |
| Wc Key Ins & Benefit Solutions | $115 | 13% |
| Wc Liberty Mutual | $115 | 13% |
| Wc Mac Risk Management | $115 | 13% |
| Wc Massachusetts | $115 | 13% |
| Wc Mdia | $115 | 13% |
| Wc Meadowbrook Claim | $115 | 13% |
| Wc Medical Administrators | $115 | 13% |
| Wc Meijers | $115 | 13% |
| Wc Memic | $115 | 13% |
| Wc Mercy Workcare | $115 | 13% |
| Wc Michigan | $115 | 13% |
| Wc Michigan Millers Mutual | $115 | 13% |
| Wc Mitchell Frankenmuth | $115 | 13% |
| Wc Mra | $115 | 13% |
| Wc Nationwide | $115 | 13% |
| Wc Nca Comp | $115 | 13% |
| Wc New York | $115 | 13% |
| Wc New York Special Funds | $115 | 13% |
| Wc North American Rishces | $115 | 13% |
| Wc Northeast Health | $115 | 13% |
| Wc Notre Dame | $115 - $2,826 | 13% |
| Wc Novanet | $115 | 13% |
| Wc O'Hara Corp | $115 | 13% |
| Wc Occ Health Allen | $115 | 13% |
| Wc Ohio Bureau | $115 | 13% |
| Wc One Call Medical | $115 | 13% |
| Wc Paradigm | $115 | 13% |
| Wc Peerless | $115 | 13% |
| Wc Pma | $115 | 13% |
| Wc Praxis Health Network | $115 | 13% |
| Wc Price Chopper | $115 | 13% |
| Wc Procura Management | $115 | 13% |
| Wc Qualcare | $115 | 13% |
| Wc Quiktrip | $115 | 13% |
| Wc Reny Company | $115 | 13% |
| Wc Rev Claims | $115 | 13% |
| Wc Risico | $115 | 13% |
| Wc Rural Mutual | $115 | 13% |
| Wc Saif Oregon | $115 | 13% |
| Wc Secura | $115 | 13% |
| Wc Sedgwick | $115 | 13% |
| Wc Sentry | $115 | 13% |
| Wc Sheakley Unicomp | $115 | 13% |
| Wc Smile Lodge | $115 | 13% |
| Wc Society | $115 | 13% |
| Wc Srs | $115 | 13% |
| Wc Taconic (Mro) | $115 | 13% |
| Wc Taconic Farms | $115 | 13% |
| Wc Travelers | $115 | 13% |
| Wc Triad Group | $115 | 13% |
| Wc Tristar | $115 | 13% |
| Wc Troy Ny | $115 | 13% |
| Wc Tyson | $115 | 13% |
| Wc Unified Health Services | $115 | 13% |
| Wc United Heartland | $115 | 13% |
| Wc Us Dept Of Labor | $115 | 13% |
| Wc Velocity | $115 | 13% |
| Wc Walmart | $115 | 13% |
| Wc West Bend | $115 | 13% |
| Wc West Bend Mutual/Argent | $115 | 13% |
| Wc Winnebago Industries | $115 | 13% |
| Wc Yankee Trails | $115 | 13% |
| Wc York Risk | $115 | 13% |
| Wc Zenith | $115 | 13% |
| Wc Zurich | $115 | 13% |
| Provider Partners Health Plan Of Indiana | $127 - $999 | 14% |
| Christian Brother Services | $130 - $3,340 | 15% |
| Meritain | $130 - $3,340 | 15% |
| Preferred One | $130 - $3,340 | 15% |
| Bcn Domestic | $140 | 16% |
| Blue Benefit Administrators Of Massachusetts | $140 - $3,208 | 16% |
| Blue Care Network | $140 - $3,208 | 16% |
| Blue Distinction Transplant | $140 - $3,208 | 16% |
| Blue Shield - Ca | $140 - $3,208 | 16% |
| Blue Shield - Id (Regence) | $140 - $3,208 | 16% |
| Blue Shield - Ny Highmark Northeastern | $140 - $3,208 | 16% |
| Blue Shield - Ny Highmark Western | $140 - $3,208 | 16% |
| Blue Shield - Pa (Highmark) | $140 - $3,208 | 16% |
| Blue Shield - Wa (Regence) | $140 - $3,208 | 16% |
| Health Choices | $140 | 16% |
| Kaiser Domestic | $140 | 16% |
| Pre-Employment | $140 | 16% |
| Wc Domestic | $140 | 16% |
| Caresource | $150 - $1,408 | 17% |
| Ameriben | $162 - $3,083 | 18% |
| Geha | $205 - $3,273 | 23% |
| Community Health Alliance | $207 | 24% |
| Allied Benefit Systems | $242 - $3,340 | 28% |
| Auxiant | $242 - $4,265 | 28% |
| Benefit Administrative Systems,Llc | $242 | 28% |
| Custom Design Benefits | $242 - $1,953 | 28% |
| Encore Health | $242 - $3,197 | 28% |
| Key Benefit Administrator | $242 - $3,197 | 28% |
| Luminare Health (Detroit) | $242 - $3,083 | 28% |
| Physicians Health Plan Northern Indiana Health Insurance | $242 - $2,744 | 28% |
| Phcs | $243 | 28% |
| Sagamore Health Network | $258 - $3,802 | 29% |
| Signature Care | $258 - $4,110 | 29% |
| Plain Church Group | $270 - $1,387 | 31% |
| Wc Encore Health Network | $270 | 31% |
| Hospice Of Marshall County | $1,336 | 152% |
| Hospice Of St Joseph County | $1,336 | 152% |
| Siho Insurance Services | $1,454 | 166% |
| Notre Dame Athletic Association | $2,826 | 322% |
| Indiana Criminal Justice Inst | $3,197 | 364% |
| Western & Southern Financial Group | $3,197 | 364% |
| Healthscope | $3,273 | 373% |
| Student Insurance Cma | $3,273 | 373% |
| Group Administrators | $3,288 | 375% |
| Health Partners | $3,288 | 375% |
| Mvp | $3,288 | 375% |
| Prairie States | $3,288 | 375% |
| Priority Health | $3,288 | 375% |
| Professional Benefit Administrators | $3,288 | 375% |
| Sisco Benefits | $3,288 | 375% |
| Unified Group Services | $3,288 | 375% |
| Asr Health Benefits | $3,340 | 381% |
| Employee Benefit Management | $3,340 | 381% |
| Medical Mutual | $3,340 | 381% |
| Rural Carrier Health Benefit Plan | $3,340 | 381% |
| Webtpa | $3,340 | 381% |
| Goshen Preferred Network | $3,956 - $4,419 | 451% |
| Christian Brothers Holy Cross | $4,110 | 468% |
| Bankers Life Casualty | $5,138 | 586% |
| Bureau Of Disability | $5,138 | 586% |