CMS Price Transparency Data

X-ray, hand

Facility: Saint Joseph Regional Medical Center

Billing Code: 73130 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$143

about 1.6× the $89 Medicare rate · typically $34–$143

modeled estimate · not a bill or quote

What this hospital charges insurers

$143

About the fair price

1.6× Medicare

Medicare pays $89 Fair price $143 This hospital $143 Cash price $410 Hospital's list price $631

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

Highest price of the 9 IN hospitals we have prices for — worth calling around.

Cheapest $17 Priciest $143

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a X-ray, hand is about $143 (about 1.6× the $89 Medicare rate). Saint Joseph Regional Medical Center charges insurers about $143, or about $410 in cash — about the fair price. Located in Mishawaka, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$48 - $482	54%
Blue Cross Blue Shieldmajor	$48 - $325	54%
Aetnamajor	$48 - $492	54%
Cignamajor	$323 - $484	363%
CareSource	$143	161%
GEHA	$322 - $482	362%
Health Net	$323 - $560	363%
HealthPartners	$323 - $484	363%
Medical Mutual	$328 - $492	369%
Meridian	$92	103%
MVP Health Care	$323 - $484	363%
Priority Health	$323 - $484	363%
+ 42 smaller / regional plans	$66 - $757

Government programs also on file: Medicare, Medicaid.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 410), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 73130.

Insurance Before you use insurance

Call your insurance company to confirm Saint Joseph Regional Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 73130.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Saint Joseph Regional Medical Center

Compare: X-ray, hand at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.