Blood test, urea nitrogen (BUN, kidney)
Facility: Lutheran Hospital of Indiana
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $5
- Cash Discount Price: $4
- vs. Medicare Baseline: 1.27x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Advantage Health Solutions | $1 - $62 | 25% |
| Allied Benefit Systems | $1 - $68 | 25% |
| Amish Aid | $1 - $22 | 25% |
| Blue Cross Blue Shield | $1 - $28 | 25% |
| Cigna | $1 - $27 | 25% |
| Encore Health Network | $1 - $68 | 25% |
| Evolutions | $1 - $68 | 25% |
| Ky Work Comp | $1 - $19 | 25% |
| Lutheran Preferred Network | $1 - $45 | 25% |
| Multiplan | $1 - $62 | 25% |
| Prime Health Services | $1 - $56 | 25% |
| Self Pay | $1 - $27 | 25% |
| Tricare | $1 - $4 | 25% |
| UnitedHealthcare | $1 - $37 | 25% |
| Aetna | $2 - $36 | 51% |
| Align Network | $2 - $6 | 51% |
| Department Of Veterans Affairs | $2 - $4 | 51% |
| Encore Ppo | $2 - $37 | 51% |
| Humana | $2 - $4 | 51% |
| In Dept Of Correction | $2 - $4 | 51% |
| Iu Health Plan | $2 - $4 | 51% |
| Lutheran Advanced Network | $2 - $6 | 51% |
| Lutheran Network | $2 - $38 | 51% |
| Lutheran Preferred | $2 - $30 | 51% |
| Managed Health Services | $2 - $8 | 51% |
| Medicare (plans) | $2 - $4 | 51% |
| Node Devoted Health Mcr Adv | $2 - $4 | 51% |
| Node Hospice Non Par Agree | $2 - $4 | 51% |
| Node Lutheran Network | $2 - $7 | 51% |
| Node Lutheran Preferred Fixed 2 | $2 - $6 | 51% |
| Node Pphp Mcr Adv | $2 - $4 | 51% |
| Node Va | $2 - $4 | 51% |
| Php Freedom Network | $2 - $8 | 51% |
| Physicians Health Plan Of Northern Indiana | $2 - $30 | 51% |
| Sagamore | $2 - $41 | 51% |
| Us Department Of Labor | $2 - $5 | 51% |
| Veterans Eval Services | $2 - $4 | 51% |
| Encore Work Comp In | $3 - $7 | 76% |
| Care Source | $4 | 101% |
| Medicaid / KanCare | $4 | 101% |
| Node Encore Kba Epo | $4 - $9 | 101% |
| Node Encore Kba Ppo | $5 - $12 | 127% |