Lutheran Hospital of Indiana
7950 W Jefferson Blvd, Fort Wayne, IN 46804 · 121 Priced Procedures · 59% Patient Recommendation
Typical commercial prices here are +3% above the fair benchmark (1.03×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 1.03× fair market pricing.
Aligned Regional Benchmark Peer
Lutheran Hospital of Indiana prices shoppable and inpatient services (1.5× to 1.0× Medicare, divergence 0.67×) in alignment with regional hospital peers (1.03× Fair BaseRate). Reviewing plan-specific negotiated rates and cash discounts helps lock in the lowest out-of-pocket tier.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.91× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 69% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (59/100 safety score) with 59% patient recommendation
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.9× markup over Medicare rates
- Commercial insurance median sits at 1.04× Fair BaseRate (1.5× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 1.37×) jump +32% above the median procedure ratio (Q50 1.04×)
- Consolidated metro market (HHI 4,811) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Lutheran Hospital of Indiana
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 121 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $23,692 | 1.2× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $23,529 | 1.2× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $17,584 | 1.0× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $10,059 | 1.2× |
| Trauma team activation HCPCS Code: G0390 | $3,375 | 2.3× |
| C-section delivery (full package) CPT Code: 59510 | $2,201 | 0.7× |
| Vaginal delivery (full package) CPT Code: 59400 | $1,988 | 0.7× |
| Total knee replacement CPT Code: 27447 | $1,148 | 0.1× |
| Total hip replacement CPT Code: 27130 | $1,071 | 0.1× |
| Blood transfusion CPT Code: 36430 | $747 | 1.5× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $701 | 1.4× |
| Cataract surgery with lens implant CPT Code: 66984 | $667 | unverified |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $632 | 1.4× |
| Bunion correction surgery CPT Code: 28296 | $632 | 0.2× |
| Inguinal hernia repair CPT Code: 49505 | $563 | 0.2× |
| MRI, knee or other leg joint CPT Code: 73721 | $505 | 1.4× |
| MRI, lower back (no contrast) CPT Code: 72148 | $500 | unverified |
| MRI, brain (no contrast) CPT Code: 70551 | $464 | 1.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $474 | 0.1× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $423 | 1.6× |
| Breast lump removal CPT Code: 19120 | $444 | 0.1× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $444 | unverified |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $403 | 1.3× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $359 | 0.4× |
| Colonoscopy with biopsy CPT Code: 45380 | $356 | 0.3× |
Audit a Bill or Quote at Lutheran Hospital of Indiana (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Lutheran Hospital of Indiana's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $19,087 Fair BaseRate ($14,117 Medicare)
Your bill ($56,861) is $37,774 above the denoised Fair BaseRate ($19,087) and 4.0× the $14,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Lutheran Hospital of Indiana as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Lutheran Hospital of Indiana. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-04-21·administrative_or_closure
Met Requirements
Recorded
Source: CMS Hospital Care Compare (1,589 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Lutheran Hospital of Indiana.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.