CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Lutheran Hospital of Indiana

Billing Code: 45378 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,107

about 1.2× the $950 Medicare rate · typically $763–$1,567

modeled estimate · not a bill or quote

Medicare pays $950 Fair price $1,107 Cash price $283 Hospital's list price $828

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$871 - $6,759	92%
Blue Cross Blue Shieldmajor	$158 - $4,043	17%
Aetnamajor	$63 - $3,455	7%
Cignamajor	$51 - $2,635	5%
Humanamajor	$968 - $2,274	102%
Devoted Health	$988	104%
Health Net	$130 - $6,532	14%
+ 21 smaller / regional plans	$47 - $6,532

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 8 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 283), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 45378.

Insurance Before you use insurance

Call your insurance company to confirm Lutheran Hospital of Indiana is in-network.
Ask your insurer whether prior approval is required for CPT code 45378.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Lutheran Hospital of Indiana

Compare: Colonoscopy (diagnostic) at other IN hospitals

Insurance negotiated median for the same procedure, sorted lowest first.