CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Northwest Health - Porter

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80061
  • Insurance Median: $252
  • Cash Discount Price: $205
  • vs. Medicare Baseline: 18.82x Medicare
The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Northwest Health - Porter is $252. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $205. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 18.82x the Medicare baseline. Located in 85 East Us Hwy 6, Valparaiso, IN.
Cash / Self-Pay
$205

Average discount available for prompt cash payment at this facility.

Insurance Median
$252

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)
Cash / Self-Pay: $205 (1531%)
Insurance Median: $252 (1882%)
Cash: $205 (1531% of Medicare)
Ins. Median: $252 (1882% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1882% of the Medicare baseline (a markup of 1782%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $6 - $20 45%
Tricare $12 90%
UnitedHealthcare $12 - $39 90%
Aetna $13 - $344 97%
Caresource $13 97%
Healthy Indiana Plan $13 97%
Humana $13 97%
Managed Health Services $13 - $27 97%
Medicaid / KanCare $13 97%
Medicare (plans) $13 - $14 97%
Mhs $13 97%
Node Devoted Health Mcr Adv $13 97%
Node Hospice Non Par Agree $13 97%
Node Mhs Mcr Adv $13 97%
Node Va $13 97%
Veterans Eval Services $13 97%
Care Improvement Plus $14 105%
In Dept Of Correction $14 105%
Node Us Dept Of Labor $17 127%
Align Network $21 157%
One Call Work Comp $21 157%
Encore Health $24 - $543 179%
Prime Health $24 - $509 179%
Indiana Work Comp $27 202%
Lutheran Preferred $27 - $407 202%
Node Encore Kba Epo $32 239%
Porter County $32 239%
Preferred Network Access $32 239%
Magnacare Ma $34 254%
Lutheran Preferred Chs Employees $150 - $163 1120%
Self Pay $169 - $244 1262%
Cigna $174 - $189 1299%
Physicians Health Plan $240 - $260 1792%
Php Freedom $259 - $280 1934%
Sagamore Health Network $277 - $402 2069%
First Health Coventry $307 - $333 2293%
Encore Ppo $314 - $340 2345%
Southeastem Indiana Health Operations $439 - $509 3279%
Network Synergy Group $470 - $509 3510%
Multiplan/Phcs $527 - $570 3936%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 85 East Us Hwy 6, Valparaiso, IN 46383
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals