Northwest Health - Porter
85 East Us Hwy 6, Valparaiso, IN 46383 · 97 Priced Procedures · 49% Patient Recommendation
Typical commercial prices here are +19% above the fair benchmark (1.19×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 1.19× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
Northwest Health - Porter maintains elevated commercial insurance contracts (1.19× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 55% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.96× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 55% of shoppable procedures (99/100 Cash Honesty)
- 2-Star CMS clinical rating with 49% patient recommendation (57/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 2.3× markup over Medicare rates
- Commercial insurance median sits at 1.04× Fair BaseRate (1.5× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 1.40×) jump +35% above the median procedure ratio (Q50 1.04×)
- Unnegotiated chargemaster list prices average 20.1× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Northwest Health - Porter
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 97 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Total hip replacement CPT Code: 27130 | $24,450 | 1.8× |
| Total knee replacement CPT Code: 27447 | $24,450 | 1.8× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $23,292 | 1.2× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $23,128 | 1.2× |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $17,584 | 1.0× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $9,348 | 1.1× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $6,408 | 1.0× |
| Cataract surgery with lens implant CPT Code: 66984 | $4,316 | 1.7× |
| Breast lump removal CPT Code: 19120 | $4,150 | 1.1× |
| Inguinal hernia repair CPT Code: 49505 | $3,927 | 1.1× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,589 | 1.1× |
| Bunion correction surgery CPT Code: 28296 | $3,589 | 1.0× |
| Colonoscopy with biopsy CPT Code: 45380 | $2,532 | 2.0× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $1,968 | 2.0× |
| Upper endoscopy with biopsy CPT Code: 43239 | $1,919 | 1.9× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $1,635 | 1.6× |
| Injection procedure for pain management HCPCS Code: G0260 | $1,195 | 1.4× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $789 | 1.4× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $738 | 1.4× |
| Blood transfusion CPT Code: 36430 | $700 | 1.4× |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $632 | 1.4× |
| MRI, knee or other leg joint CPT Code: 73721 | $505 | 1.4× |
| MRI, lower back (no contrast) CPT Code: 72148 | $458 | 1.4× |
| MRI, brain (no contrast) CPT Code: 70551 | $464 | 1.4× |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $454 | unverified |
Audit a Bill or Quote at Northwest Health - Porter (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Self-Pay Cash Rate ($37,013) Beats Your Bill
Northwest Health - Porter's published 45 CFR § 180 self-pay cash rate is $37,013 (vs. $24,450 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $13,413 Fair BaseRate ($13,117 Medicare)
Your bill ($137,084) is $123,671 above the denoised Fair BaseRate ($13,413) and 10.5× the $13,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Northwest Health - Porter as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Northwest Health - Porter. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-01-06·administrative_or_closure
Closure Notice
Recorded - 2024-09-26·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (846 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Northwest Health - Porter.
Notable Payer Contract Outliers (SVD Matrix Anomalies)
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.