CMS Price Transparency Data

Blood test, vitamin B12

Facility: Northwest Health - Porter

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82607
  • Insurance Median: $32
  • Cash Discount Price: $151
  • vs. Medicare Baseline: 2.12x Medicare
The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Northwest Health - Porter is $32. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $151. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 2.12x the Medicare baseline. Located in 85 East Us Hwy 6, Valparaiso, IN.
Cash / Self-Pay
$151

Average discount available for prompt cash payment at this facility.

Insurance Median
$32

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)
Cash / Self-Pay: $151 (1001%)
Insurance Median: $32 (212%)
Cash: $151 (1001% of Medicare)
Ins. Median: $32 (212% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 212% of the Medicare baseline (a markup of 112%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $7 - $23 46%
UnitedHealthcare $13 - $39 86%
Tricare $14 93%
Aetna $15 - $243 99%
Caresource $15 99%
Healthy Indiana Plan $15 99%
Humana $15 99%
Managed Health Services $15 - $30 99%
Medicaid / KanCare $15 99%
Medicare (plans) $15 - $16 99%
Mhs $15 99%
Node Devoted Health Mcr Adv $15 99%
Node Hospice Non Par Agree $15 99%
Node Mhs Mcr Adv $15 99%
Node Va $15 99%
Veterans Eval Services $15 99%
Care Improvement Plus $16 106%
In Dept Of Correction $16 106%
Node Us Dept Of Labor $19 126%
Align Network $24 159%
One Call Work Comp $24 159%
Encore Health $27 - $383 179%
Prime Health $27 - $359 179%
Indiana Work Comp $30 199%
Lutheran Preferred $30 - $287 199%
Node Encore Kba Epo $36 239%
Porter County $36 239%
Preferred Network Access $36 239%
Magnacare Ma $38 252%
Lutheran Preferred Chs Employees $115 763%
Self Pay $129 - $172 855%
Cigna $133 882%
Physicians Health Plan $184 1220%
Php Freedom $198 1313%
Sagamore Health Network $212 - $284 1406%
First Health Coventry $235 1558%
Encore Ppo $240 1592%
Southeastem Indiana Health Operations $335 - $359 2221%
Network Synergy Group $359 2381%
Multiplan/Phcs $402 2666%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 85 East Us Hwy 6, Valparaiso, IN 46383
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals