CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Northwest Health - Porter

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 70553
  • Insurance Median: $1,072
  • Cash Discount Price: $2,815
  • vs. Medicare Baseline: 3.01x Medicare
The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Northwest Health - Porter is $1,072. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,815. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 3.01x the Medicare baseline. Located in 85 East Us Hwy 6, Valparaiso, IN.
Cash / Self-Pay
$2,815

Average discount available for prompt cash payment at this facility.

Insurance Median
$1,072

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)
Cash / Self-Pay: $2,815 (790%)
Insurance Median: $1,072 (301%)
Cash: $2,815 (790% of Medicare)
Ins. Median: $1,072 (301% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 301% of the Medicare baseline (a markup of 201%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
UnitedHealthcare $327 - $2,179 92%
Veterans Eval Services $329 92%
Tricare $351 98%
Aetna $363 - $4,530 102%
Blue Cross Blue Shield $363 - $1,504 102%
Humana $363 - $756 102%
Medicare (plans) $363 - $388 102%
Node Mhs Mcr Adv $363 102%
Healthy Indiana Plan $369 104%
Node Hospice Non Par Agree $369 104%
Node Va $369 104%
Node Devoted Health Mcr Adv $370 104%
Care Improvement Plus $381 107%
In Dept Of Correction $384 108%
Node Us Dept Of Labor $461 129%
Align Network $591 166%
One Call Work Comp $591 166%
One Call $650 182%
Encore Health $664 - $7,148 186%
Prime Health $664 - $6,701 186%
Indiana Work Comp $738 207%
Lutheran Preferred $738 - $5,361 207%
Managed Health Services $738 - $756 207%
Caresource $756 212%
Medicaid / KanCare $756 212%
Mhs $756 212%
Node Encore Kba Epo $886 249%
Porter County $886 249%
Preferred Network Access $886 249%
Magnacare Ma $940 264%
Encore Ppo $1,260 354%
Lutheran Preferred Chs Employees $2,144 602%
Self Pay $2,412 - $3,217 677%
Cigna $2,484 697%
First Health Coventry $2,553 716%
Physicians Health Plan $3,424 961%
Php Freedom $3,691 1036%
Sagamore Health Network $3,949 - $5,290 1108%
Southeastem Indiana Health Operations $6,254 - $6,701 1755%
Network Synergy Group $6,701 1880%
Multiplan/Phcs $7,505 2106%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 85 East Us Hwy 6, Valparaiso, IN 46383
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals