CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Bluffton Regional Medical Center

Billing Code: 59400 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$3,912

about 1.8× the $2,214 Medicare rate · typically $1,882–$11,058

modeled estimate · not a bill or quote

What this hospital charges insurers

$1,258

Below the fair price — a good deal

about $2,654 under the fair price · 0.6× Medicare

Medicare pays $2,214 Fair price $3,912 This hospital $1,258 Cash price $1,415 Hospital's list price $4,838

How we calculate the fair BaseRate →

How this hospital compares to other IN hospitals

One of the lower prices — 6 of 8 other IN hospitals charge more for the same procedure.

Cheapest $994 Priciest $2,008

Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.

A fair price for a Vaginal delivery (full package) is about $3,912 (about 1.8× the $2,214 Medicare rate). Bluffton Regional Medical Center charges insurers about $1,258, or about $1,415 in cash — below the fair price — a good deal. Located in Bluffton, IN.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Aetna✓ Cigna Blue Cross Blue ShieldHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,327 - $2,478	60%
Aetnamajor	$737 - $2,361	33%
Cignamajor	$899 - $1,874	41%
Health Net	$2,325 - $4,765	105%
+ 15 smaller / regional plans	$680 - $4,765

Government programs also on file: Military & VA.

Excludes 6 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,415), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 59400.

Insurance Before you use insurance

Call your insurance company to confirm Bluffton Regional Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 59400.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Bluffton Regional Medical Center

Compare: Vaginal delivery (full package) at other IN hospitals

Saint Joseph Regional Medical Center · Mishawaka $994
Dukes Memorial Hospital · Peru $1,061
Northwest Health-La Porte · La Porte $1,873
Johnson Memorial Hospital · Franklin $1,988
Lutheran Hospital of Indiana · Fort Wayne $1,988
Kosciusko Community Hospital · Warsaw $1,988
Decatur County Memorial Hospital · Greensburg $1,988
Harrison County Hospital · Corydon $2,008

Insurance negotiated median for the same procedure, sorted lowest first.