Vaginal delivery (full package)
Facility: Saint Joseph Regional Medical Center
Billing Code: 59400 (CPT)
This hospital's typical commercial price is $994 compared to the $1,004 fair price benchmark.
2-Star CMS clinical quality rating paired with 0.99× fair market pricing.
Lowest price of the 9 IN hospitals we have prices for — a strong deal.
Black dot = this hospital, among the 9 IN hospitals with a price for this procedure. Full list below.
A fair price for a Vaginal delivery (full package) is about $1,004 (about 0.5× the $2,214 Medicare rate). Saint Joseph Regional Medical Center charges insurers about $994 — about the fair price. Located in Mishawaka, IN.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $974 - $1,693 | 44% |
| Blue Cross Blue Shieldmajor | $974 - $1,324 | 44% |
| Aetnamajor | $974 - $1,719 | 44% |
| Cignamajor | $974 - $2,521 | 44% |
| Humanamajor | $974 - $1,076 | 44% |
| Kaiser Permanentemajor | $1,324 | 60% |
| Ambetter (Centene) | $1,061 | 48% |
| CareSource | $1,292 | 58% |
| Clover Health | $974 | 44% |
| GEHA | $1,693 | 76% |
| Health Net | $994 - $2,521 | 45% |
| HealthPartners | $1,061 | 48% |
| Meridian | $974 - $1,061 | 44% |
| Molina | $1,061 | 48% |
| Paramount | $1,061 | 48% |
| Presbyterian | $974 - $1,061 | 44% |
| Tufts Health Plan | $1,061 | 48% |
| WellMed | $974 | 44% |
| WellSense | $1,061 | 48% |
| + 347 smaller / regional plans | $974 - $5,602 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Saint Joseph Regional Medical Center
Compare: Vaginal delivery (full package) at other IN hospitals
- Dukes Memorial Hospital · Peru $1,061
- Bluffton Regional Medical Center · Bluffton $1,258
- Northwest Health-La Porte · La Porte $1,873
- Johnson Memorial Hospital · Franklin $1,988
- Lutheran Hospital of Indiana · Fort Wayne $1,988
- Kosciusko Community Hospital · Warsaw $1,988
- Decatur County Memorial Hospital · Greensburg $1,988
- Harrison County Hospital · Corydon $2,008
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Saint Joseph Regional Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,963
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,963).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Saint Joseph Regional Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $1,004 Fair BaseRate ($2,214 Medicare)
Your bill ($5,409) is $4,405 above the denoised Fair BaseRate ($1,004) and 2.4× the $2,214 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.