CMS Price Transparency Data

Family therapy session

Facility: Franciscan Health Dyer

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $261
Cash Discount Price: $109
vs. Medicare Baseline: 1.44x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Franciscan Health Dyer is $261. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $109. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.44x the Medicare baseline. Located in 24 Joliet St, Dyer, IN.

Cash / Self-Pay

$109

Average discount available for prompt cash payment at this facility.

Insurance Median

$261

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $109 (60%)

Insurance Median: $261 (144%)

Cash: $109 (60% of Medicare)

Ins. Median: $261 (144% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mdwise [1175]	$80	44%
Medicaid / KanCare	$80 - $95	44%
Managed Health Services [1302]	$82	45%
Aetna	$105 - $457	58%
Managed Care [2000]	$105 - $703	58%
Blue Cross Blue Shield	$128 - $555	71%
Commercial [2001]	$154 - $703	85%
Cigna	$175 - $492	97%
Great West Insurance [1055]	$175 - $479	97%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $109.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Dyer is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.