CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Franciscan Health Dyer

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $197
Cash Discount Price: $93
vs. Medicare Baseline: 1.68x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Franciscan Health Dyer is $197. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $93. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 1.68x the Medicare baseline. Located in 24 Joliet St, Dyer, IN.

Cash / Self-Pay

$93

Average discount available for prompt cash payment at this facility.

Insurance Median

$197

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $93 (79%)

Insurance Median: $197 (168%)

Cash: $93 (79% of Medicare)

Ins. Median: $197 (168% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$68 - $371	58%
Medicare (plans)	$68 - $141	58%
Aetna	$108 - $306	92%
Managed Care [2000]	$108 - $470	92%
Cigna	$113 - $329	96%
Commercial [2001]	$126 - $470	107%
United Medical Resources [1158]	$126 - $352	107%
United Medical Resources [1301]	$126 - $352	107%
UnitedHealthcare	$126 - $352	107%
Unicare [1150]	$136	116%
Workers Comp [1172]	$136 - $282	116%
Mdwise [1175]	$159	135%
Medicaid / KanCare	$159 - $191	135%
Managed Health Services [1302]	$164	139%
Great West Insurance [1055]	$179 - $321	152%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $93.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Dyer is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.