CMS Price Transparency Data

Blood test, thyroid (TSH)

Facility: Franciscan Health Lafayette

Billing Code: 84443 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84443
Insurance Median: $83
Cash Discount Price: $38
vs. Medicare Baseline: 4.94x Medicare

The contracted insurance negotiated median rate for a Blood test, thyroid (TSH) at Franciscan Health Lafayette is $83. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $38. Compared to the federal Medicare reimbursement reference rate of $16.8, this hospital’s rate is 4.94x the Medicare baseline. Located in 1701 S Creasy Ln, Lafayette, IN.

Cash / Self-Pay

$38

Average discount available for prompt cash payment at this facility.

Insurance Median

$83

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$16.8

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $16.8 (100%)

Cash / Self-Pay: $38 (226%)

Insurance Median: $83 (494%)

Cash: $38 (226% of Medicare)

Ins. Median: $83 (494% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $16.8 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 494% of the Medicare baseline (a markup of 394%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$13 - $17	77%
Mdwise [1175]	$17	101%
Medicaid / KanCare	$17 - $20	101%
Medicare (plans)	$17	101%
Unicare [1150]	$17	101%
Managed Health Services [1302]	$19	113%
Aetna	$28 - $124	167%
Managed Care [2000]	$28 - $155	167%
Workers Comp [1172]	$34	202%
UnitedHealthcare	$75 - $92	446%
Commercial [2001]	$76 - $172	452%
United Medical Resources [1158]	$83	494%
United Medical Resources [1301]	$83 - $92	494%
Humana	$116	690%
Cigna	$118 - $138	702%
Great West Insurance [1055]	$118	702%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $38.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84443.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Lafayette is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84443.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.