CMS Price Transparency Data

Blood test, vitamin B12

Facility: Franciscan Health Lafayette

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82607
Insurance Median: $139
Cash Discount Price: $63
vs. Medicare Baseline: 9.22x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Franciscan Health Lafayette is $139. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $63. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 9.22x the Medicare baseline. Located in 1701 S Creasy Ln, Lafayette, IN.

Cash / Self-Pay

$63

Average discount available for prompt cash payment at this facility.

Insurance Median

$139

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)

Cash / Self-Pay: $63 (418%)

Insurance Median: $139 (922%)

Cash: $63 (418% of Medicare)

Ins. Median: $139 (922% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 922% of the Medicare baseline (a markup of 822%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$12 - $15	80%
Mdwise [1175]	$15	99%
Medicaid / KanCare	$15 - $18	99%
Medicare (plans)	$15	99%
Unicare [1150]	$15	99%
Managed Health Services [1302]	$17	113%
Aetna	$25 - $207	166%
Managed Care [2000]	$25 - $258	166%
Workers Comp [1172]	$30	199%
Commercial [2001]	$68 - $287	451%
UnitedHealthcare	$125 - $153	829%
United Medical Resources [1158]	$139	922%
United Medical Resources [1301]	$139 - $153	922%
Humana	$194	1286%
Cigna	$197 - $230	1306%
Great West Insurance [1055]	$197	1306%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $63.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82607.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Franciscan Health Lafayette is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82607.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.