CMS Price Transparency Data

CT scan, lower back (lumbar spine)

Facility: Cameron Memorial Community Hospital Inc

Billing Code: 72131 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72131
Insurance Median: $1,366
Cash Discount Price: $1,040
vs. Medicare Baseline: 12.79x Medicare

The contracted insurance negotiated median rate for a CT scan, lower back (lumbar spine) at Cameron Memorial Community Hospital Inc is $1,366. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,040. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 12.79x the Medicare baseline. Located in 416 E Maumee St, Angola, IN.

Cash / Self-Pay

$1,040

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,366

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,040 (974%)

Insurance Median: $1,366 (1279%)

Cash: $1,040 (974% of Medicare)

Ins. Median: $1,366 (1279% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1279% of the Medicare baseline (a markup of 1179%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$98 - $1,267	92%
Caresource Indiana Of In	$98 - $638	92%
Managed Health Services	$98	92%
Mdwise	$98	92%
Aetna	$555 - $1,498	520%
Humana	$555 - $1,498	520%
UnitedHealthcare	$555 - $1,366	520%
Plain Church Group Ministry	$676	633%
Centivo	$943	883%
Lucent	$943	883%
Phcs	$1,300	1217%
Php	$1,315	1231%
Sagamore Health Network	$1,339	1254%
Signature Care	$1,439 - $1,526	1347%
Three Rivers Preferred	$1,474	1380%
Cigna	$1,496	1401%
Coventry	$1,526	1429%
Lutheran Preferred	$1,561	1461%
Frontpath	$1,595	1493%
Encore	$1,596	1494%
Corvel	$1,613	1510%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,040.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72131.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cameron Memorial Community Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72131.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.