CMS Price Transparency Data

Family therapy session

Facility: Cameron Memorial Community Hospital Inc

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $102
Cash Discount Price: $114
vs. Medicare Baseline: 0.56x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Cameron Memorial Community Hospital Inc is $102. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $114. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.56x the Medicare baseline. Located in 416 E Maumee St, Angola, IN.

Cash / Self-Pay

$114

Average discount available for prompt cash payment at this facility.

Insurance Median

$102

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $114 (63%)

Insurance Median: $102 (56%)

Cash: $114 (63% of Medicare)

Ins. Median: $102 (56% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Buckeye Health	$68	37%
Molina Healthcare Of Oh	$68	37%
Humana	$90 - $101	50%
UnitedHealthcare	$95 - $125	52%
Caresource Indiana Of In	$98 - $116	54%
Managed Health Services	$98	54%
Mdwise	$98	54%
Aetna	$101	56%
Cigna	$101	56%
Corvel	$101	56%
Encore	$101	56%
Phcs	$101	56%
Plain Church Group Ministry	$101	56%
Sagamore Health Network	$101	56%
Php	$103	57%
Blue Cross Blue Shield	$104	57%
Frontpath	$111	61%
Three Rivers Preferred	$116 - $11,600	64%
Coventry	$121	67%
Lutheran Preferred	$126	69%
Signature Care	$126	69%
Lucent	$141	78%
Centivo	$156	86%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $114.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cameron Memorial Community Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.