CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Cameron Memorial Community Hospital Inc

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $91
Cash Discount Price: $114
vs. Medicare Baseline: 0.50x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Cameron Memorial Community Hospital Inc is $91. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $114. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.50x the Medicare baseline. Located in 416 E Maumee St, Angola, IN.

Cash / Self-Pay

$114

Average discount available for prompt cash payment at this facility.

Insurance Median

$91

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $114 (63%)

Insurance Median: $91 (50%)

Cash: $114 (63% of Medicare)

Ins. Median: $91 (50% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Buckeye Health	$49	27%
Molina Healthcare Of Oh	$49	27%
Humana	$58 - $89	32%
Aetna	$89	49%
Cigna	$89	49%
Corvel	$89	49%
Encore	$89	49%
Phcs	$89	49%
Plain Church Group Ministry	$89	49%
Sagamore Health Network	$89	49%
Signature Care	$90	50%
Blue Cross Blue Shield	$91	50%
Php	$92	51%
UnitedHealthcare	$95	52%
Caresource Indiana Of In	$98 - $103	54%
Frontpath	$99	55%
Managed Health Services	$99	55%
Mdwise	$99	55%
Three Rivers Preferred	$103 - $10,300	57%
Coventry	$107	59%
Lutheran Preferred	$112	62%
Lucent	$125	69%
Centivo	$138	76%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $114.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cameron Memorial Community Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.