CT scan, chest (no contrast)
Facility: St. Catherine Hospital - Garden City
Billing Code: 71250 (CPT)
- CPT Billing Code: 71250
- Insurance Median: $383
- Cash Discount Price: $1,547
- vs. Medicare Baseline: 3.59x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 359% of the Medicare baseline (a markup of 259%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Humana | $73 - $84 | 68% |
| UnitedHealthcare | $73 - $1,539 | 68% |
| Blue Cross Blue Shield | $73 - $569 | 68% |
| Kansas Health | $73 | 68% |
| Aetna | $73 - $2,092 | 68% |
| Cigna | $73 - $310 | 68% |
| Medicare (plans) | $73 - $84 | 68% |
| Kaiser | $73 - $1,446 | 68% |
| Innovage | $84 | 79% |
| Devoted Health | $84 | 79% |
| United Colorado Doctor'S Plan | $245 | 229% |
| Direct To Employer | $322 - $2,099 | 301% |
| Centura Employee Plan | $337 | 316% |
| Peak Health | $433 - $2,047 | 405% |
| Multiplan | $592 - $4,460 | 554% |
| Denver Health | $1,238 | 1159% |
| Wpaa | $1,740 | 1629% |
| Christian Health Aid | $1,989 | 1862% |
| Health Partners Of Kansas | $2,412 | 2258% |
Consumer Guidance & Cost Commentary
For this CT scan of the chest (no contrast) at St. Catherine Hospital - Garden City, the cash median price is $1,547, which is significantly lower than the facility's gross charge of $3,867. While the facility is a voluntary non-profit church-owned acute care hospital in Garden City, Kansas, with a rating of 2, the cash rate offers a distinct advantage for patients. The median negotiated rate across 19 payers is $383, and the median paid amount is $108, yet the cash price remains the lowest option available. This pricing structure suggests that paying out-of-pocket may be the most cost-effective choice for individuals with high-deductible plans, as the cash rate of $1,547 is substantially lower than the gross charge and comparable to or lower than many specific negotiated rates listed for major insurers like UnitedHealthcare and Aetna, which range from $73 to $2,092 depending on the plan.
Patients should be aware that while the No Surprises Act protects against balance billing for emergency care and non-emergency services from out-of-network providers at in-network facilities, it does not eliminate the possibility of unexpected costs if ancillary services or specific provider lines are out-of-network. To ensure the lowest possible cost, consumers should explicitly request a self-pay or prompt-pay discount before scheduling, as hospitals often offer immediate fee reductions for upfront payment that bypass claims processing and administrative overhead. Furthermore, if a summary bill is received, patients should demand a full itemized CPT-coded statement to identify any unbundled codes or services not rendered, as over 80% of hospital bills contain errors that can be corrected through