CT scan, chest (no contrast)
Facility: Mcpherson Hospital
Billing Code: 71250 (CPT)
- CPT Billing Code: 71250
- Insurance Median: $110
- Cash Discount Price: $899
- vs. Medicare Baseline: 1.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $40 - $2,045 | 37% |
| Tricare | $42 - $85 | 39% |
| Aetna | $47 - $2,045 | 44% |
| Humana | $47 - $96 | 44% |
| Wellcare Mcr Adv - All Plans | $47 - $96 | 44% |
| Healthy Blue Mcr Adv | $47 - $96 | 44% |
| Va Ccn - All Plans | $47 - $96 | 44% |
| Blue Cross Blue Shield | $47 - $96 | 44% |
| Ambetter / Centene | $47 - $111 | 44% |
| Multiplan - All Plans | $59 - $1,840 | 55% |
| Medicaid / KanCare | $110 - $2,045 | 103% |
| Health Blue Mcaid - All Other Plans | $112 - $2,086 | 105% |
| Medical Associates - All Plans | $288 - $1,534 | 270% |
| Central Plains - All Plans | $288 - $1,534 | 270% |
| Cigna | $365 - $1,943 | 342% |
| Health Partners - All Plans | $365 - $1,943 | 342% |
| Wppa - All Plans | $1,432 | 1341% |
| Christian Health Aid - All Plans | $1,636 | 1532% |
| First Health - All Plans | $1,943 | 1819% |
Consumer Guidance & Cost Commentary
For the CT scan of the chest (no contrast) at McPherson Hospital, the cash median price is $899.00, which is lower than the facility's negotiated median paid rate of $1,483.00. This suggests that for patients with high-deductible plans, paying cash directly may result in lower out-of-pocket costs compared to using insurance, as the negotiated rate often exceeds the cash price. While the facility's cash rate is significantly higher than the Medicare benchmark of $106.81, which serves as the objective baseline for hospital pricing, it remains substantially lower than the gross charges listed on the hospital's chargemaster. Patients should verify their specific plan's deductible status before scheduling, as paying the full negotiated rate without meeting the deductible can lead to unexpected financial exposure.
To minimize costs, patients should proactively ask the hospital about "self-pay" or "prompt-pay" discounts, which can reduce bills by 20% to 50% when paid upfront. Since the facility is an acute care hospital in McPherson, KS, and the data reflects 2026-06 pricing, it is advisable to request an itemized bill to ensure no errors or unbundled charges are included. Although the facility is in-network for many major payers like UnitedHealthcare and Aetna, rates vary widely by plan, with some commercial rates reaching up to $2,045. Consumers should avoid relying solely on summary bills and instead demand a detailed, line-by-line statement to identify any discrepancies before finalizing payment.