Blood test, vitamin D
Facility: Overland Park Reg Med Ctr
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $72
- Cash Discount Price: $206
- vs. Medicare Baseline: 2.43x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 243% of the Medicare baseline (a markup of 143%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $15 - $30 | 51% |
| Blue Cross Blue Shield | $24 - $379 | 81% |
| United | $25 - $396 | 84% |
| Amerigroup | $25 | 84% |
| Healthyblue | $26 | 88% |
| Unicare | $26 | 88% |
| Aetna | $26 - $449 | 88% |
| Medicaid / KanCare | $26 | 88% |
| Home State Health Plan | $28 | 95% |
| Coventry | $29 - $354 | 98% |
| Celtic | $30 | 101% |
| Humana | $30 - $72 | 101% |
| Devoted Health | $30 | 101% |
| Wellcare | $30 | 101% |
| Triwest Health Alliance | $31 | 105% |
| Pyramid Life | $32 | 108% |
| Ambetter / Centene | $35 - $164 | 118% |
| Nhc Advantage | $36 - $167 | 122% |
| Wppa Providrs Care Network | $37 - $176 | 125% |
| Oscar | $45 | 152% |
| Multiplan | $53 - $652 | 179% |
| Corvel Corporation | $63 - $573 | 213% |
| Oha Network | $66 - $440 | 223% |
| Universal Healthcare | $66 - $308 | 223% |
| Coventry Kc Mo | $77 - $361 | 260% |
| College Park Family Care Center | $81 - $379 | 274% |
| Cco, Inc. | $140 - $661 | 473% |
| Focus Healthcare Mgmt, Inc | $140 - $661 | 473% |
Consumer Guidance & Cost Commentary
For this blood test for vitamin D at Overland Park Reg Med Ctr, the cash price is $206.00, which matches the facility's cash median. This rate is significantly higher than the state average for Kansas, where the median negotiated rate is $72.00. While commercial insurance plans like Cigna and Blue Cross Blue Shield have negotiated rates ranging from $15 to $449, these amounts often exceed the cash price due to administrative costs and contract structures. Patients with high-deductible plans may find paying the $206.00 cash price directly more cost-effective than relying on insurance, especially if their plan's negotiated rate for this service is higher than the cash amount.
To ensure you are not overcharged, it is important to understand that commercial rates are often inflated compared to the Medicare benchmark of $29.60 for this procedure. The facility's cash rate represents a substantial markup over the federal baseline, which serves as the objective standard for healthcare costs. If you receive a bill from an out-of-network provider or encounter unexpected charges, you may be subject to balance billing, though the No Surprises Act protects you from surprise bills for emergency care and non-emergency services at in-network facilities. Always request a full itemized bill before paying, as summary invoices can hide errors or unbundled charges, and ask the hospital about prompt-pay discounts that could further reduce your out-of-pocket costs.