X-ray, chest (single view)
Facility: Overland Park Reg Med Ctr
Billing Code: 71045 (CPT)
- CPT Billing Code: 71045
- Insurance Median: $305
- Cash Discount Price: $1,327
- vs. Medicare Baseline: 3.43x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 343% of the Medicare baseline (a markup of 243%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Multiplan | $14 - $1,028 | 16% |
| Corvel Corporation | $16 - $903 | 18% |
| Oha Network | $17 - $695 | 19% |
| Aetna | $18 - $708 | 20% |
| Blue Cross Blue Shield | $25 - $597 | 28% |
| Amerigroup | $49 | 55% |
| United | $49 - $625 | 55% |
| Medicaid / KanCare | $50 | 56% |
| Healthyblue | $50 | 56% |
| Unicare | $51 | 57% |
| Home State Health Plan | $79 | 89% |
| Cigna | $101 - $150 | 114% |
| Ambetter / Centene | $235 - $258 | 264% |
| Nhc Advantage | $240 - $264 | 270% |
| Wppa Providrs Care Network | $253 - $278 | 285% |
| Humana | $267 - $368 | 300% |
| Universal Healthcare | $443 - $486 | 498% |
| Coventry | $509 - $558 | 572% |
| Coventry Kc Mo | $519 - $570 | 584% |
| College Park Family Care Center | $544 - $597 | 612% |
| Triwest Health Alliance | $949 - $1,042 | 1067% |
| Cco, Inc. | $949 - $1,042 | 1067% |
| Focus Healthcare Mgmt, Inc | $949 - $1,042 | 1067% |
Consumer Guidance & Cost Commentary
For the CPT code 71045, representing a chest X-ray, the Overland Park Reg Med Ctr lists a cash price of $1,327.00. This cash rate is significantly higher than the Medicare benchmark of $88.91, reflecting the facility's proprietary ownership and administrative costs. While the facility offers negotiated rates as low as $14 for Multiplan plans and up to $1,042 for Triwest Health Alliance, these amounts remain well above the Medicare baseline. Patients should be aware that commercial negotiated rates often include administrative overhead and do not represent the lowest possible cost; in some cases, paying the cash price directly may be more economical than relying on insurance, especially if the patient has a high deductible or is self-insured.
To secure the most favorable payment, consumers should proactively inquire about "self-pay" or "prompt-pay" discounts before scheduling any services, as these can reduce the final bill by 20% to 50%. It is also critical to request an itemized billing audit, as over 80% of hospital bills contain errors such as double-billing or unbundled codes that can inflate the total. While the facility is located in Overland Park, KS (ZIP 66215), the provided data does not include specific county or state average comparisons for this procedure, so patients should rely on the Medicare benchmark and their own insurance allowed amounts to evaluate the value of the care.