CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: St Claire Regional Medical Center

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 392
  • Insurance Median: $6,712
  • Cash Discount Price: $8,784
  • vs. Medicare Baseline: 1.18x Medicare
The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at St Claire Regional Medical Center is $6,712. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $8,784. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.18x the Medicare baseline. Located in 222 Medical Circle, Morehead, KY.
Cash / Self-Pay
$8,784

Average discount available for prompt cash payment at this facility.

Insurance Median
$6,712

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)
Cash / Self-Pay: $8,784 (155%)
Insurance Median: $6,712 (118%)
Cash: $8,784 (155% of Medicare)
Ins. Median: $6,712 (118% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Medicaid / KanCare $3,217 - $5,050 57%
Aetna $4,600 81%
Wellcare Mcaid $5,000 88%
Blue Cross Blue Shield $5,881 - $8,119 104%
Caresource Mcr Adv $5,881 104%
Humana $5,881 - $8,198 104%
Healthlink - All Plans $5,948 105%
Caresource Just4Me - All Other Plans $7,646 135%
Ky Health Co-Op - All Plans $7,646 135%
Wellcare Comm - All Other Plans $9,955 175%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 222 Medical Circle, Morehead, KY 40351
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Government - Federal
  • Hospital Type: Acute Care Hospitals