CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Murray-Calloway County Hospital

Billing Code: 392 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$6,528

about 1.2× the $5,676 Medicare rate · typically $5,236–$8,335

modeled estimate · not a bill or quote

What this hospital charges insurers

$5,231

Below the fair price — a good deal

about $1,297 under the fair price · 0.9× Medicare

Medicare pays $5,676 Fair price $6,528 This hospital $5,231 Cash price $17,557 Hospital's list price $27,011

How we calculate the fair BaseRate →

How this hospital compares to other KY hospitals

Lowest price of the 9 KY hospitals we have prices for — a strong deal.

Cheapest $5,231 Priciest $5,796

Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Digestive disorders treatment (inpatient stay) is about $6,528 (about 1.2× the $5,676 Medicare rate). Murray-Calloway County Hospital charges insurers about $5,231, or about $17,557 in cash — below the fair price — a good deal. Located in Murray, KY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$13,829	244%
Blue Cross Blue Shieldmajor	$5,226 - $5,980	92%
Aetnamajor	$4,969 - $5,231	88%
Humanamajor	$5,226 - $17,722	92%
Ambetter (Centene)	$9,669	170%
WellCare	$4,969 - $5,331	88%
+ 7 smaller / regional plans	$5,231 - $19,448

Government programs also on file: Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 17,557), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 392.

Insurance Before you use insurance

Call your insurance company to confirm Murray-Calloway County Hospital is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 392.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Murray-Calloway County Hospital

Compare: Digestive disorders treatment (inpatient stay) at other KY hospitals

Taylor Regional Hospital · Campbellsville $5,392
Georgetown Community Hospital · Georgetown $5,432
Tj Health Columbia · Columbia $5,444
Bourbon Community Hospital · Paris $5,499
Clark Regional Medical Center · Winchester $5,582
Fleming County Hospital · Flemingsburg $5,733
Jackson Purchase Medical Center · Mayfield $5,763
Tristar Greenview Regional Hospital · Bowling Green $5,796

Insurance negotiated median for the same procedure, sorted lowest first.