CMS Price Transparency Data

Group therapy session

Facility: St Claire Regional Medical Center

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $34
Cash Discount Price: $86
vs. Medicare Baseline: 0.33x Medicare

The contracted insurance negotiated median rate for a Group therapy session at St Claire Regional Medical Center is $34. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $86. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.33x the Medicare baseline. Located in 222 Medical Circle, Morehead, KY.

Cash / Self-Pay

$86

Average discount available for prompt cash payment at this facility.

Insurance Median

$34

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $86 (83%)

Insurance Median: $34 (33%)

Cash: $86 (83% of Medicare)

Ins. Median: $34 (33% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$19 - $149	18%
Beacon Bh - All Plans	$20	19%
Blue Cross Blue Shield	$24 - $105	23%
Caresource Mcr Adv	$24 - $105	23%
Humana	$24 - $105	23%
Healthlink - All Plans	$26 - $80	25%
Wellcare Mcaid	$26 - $152	25%
Medicaid / KanCare	$28 - $149	27%
Wellcare Comm - All Other Plans	$30 - $98	29%
Ky Health Co-Op - All Plans	$31 - $150	30%
Caresource Just4Me - All Other Plans	$34 - $137	33%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $86.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Claire Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.