CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: St Claire Regional Medical Center

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $275
  • Cash Discount Price: $318
  • vs. Medicare Baseline: 3.61x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at St Claire Regional Medical Center is $275. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $318. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 3.61x the Medicare baseline. Located in 222 Medical Circle, Morehead, KY.
Cash / Self-Pay
$318

Average discount available for prompt cash payment at this facility.

Insurance Median
$275

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $318 (418%)
Insurance Median: $275 (361%)
Cash: $318 (418% of Medicare)
Ins. Median: $275 (361% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 361% of the Medicare baseline (a markup of 261%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $25 33%
Beacon Bh - All Plans $26 34%
Blue Cross Blue Shield $73 - $305 96%
Caresource Mcr Adv $73 96%
Humana $73 - $297 96%
Caresource Just4Me - All Other Plans $94 123%
Wellcare Mcaid $98 129%
Medicaid / KanCare $102 - $119 134%
Healthlink - All Plans $294 386%
Wellcare Comm - All Other Plans $360 473%
Ky Health Co-Op - All Plans $551 724%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 222 Medical Circle, Morehead, KY 40351
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Government - Federal
  • Hospital Type: Acute Care Hospitals