CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Murray-Calloway County Hospital

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$15,372

about 1.1× the $14,044 Medicare rate · typically $12,956–$18,347

modeled estimate · not a bill or quote

What this hospital charges insurers

$12,980

Below the fair price — a good deal

about $2,392 under the fair price · 0.9× Medicare

Medicare pays $14,044 Fair price $15,372 This hospital $12,980 Cash price $38,645 Hospital's list price $59,453

How we calculate the fair BaseRate →

How this hospital compares to other KY hospitals

One of the lower prices — 7 of 8 other KY hospitals charge more for the same procedure.

Cheapest $8,915 Priciest $13,981

Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $15,372 (about 1.1× the $14,044 Medicare rate). Murray-Calloway County Hospital charges insurers about $12,980, or about $38,645 in cash — below the fair price — a good deal. Located in Murray, KY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$30,440	217%
Blue Cross Blue Shieldmajor	$12,931 - $14,797	92%
Aetnamajor	$12,331 - $12,980	88%
Humanamajor	$12,931 - $39,007	92%
Ambetter (Centene)	$23,923	170%
WellCare	$12,331 - $13,190	88%
+ 7 smaller / regional plans	$11,251 - $42,806

Government programs also on file: Medicaid, Military & VA.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 38,645), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm Murray-Calloway County Hospital is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Murray-Calloway County Hospital

Compare: Hip or knee replacement (inpatient stay) at other KY hospitals

T J Samson Community Hospital · Glasgow $8,915
Georgetown Community Hospital · Georgetown $13,126
Bourbon Community Hospital · Paris $13,289
Saint Joseph London · London $13,485
Clark Regional Medical Center · Winchester $13,488
Tristar Greenview Regional Hospital · Bowling Green $13,578
Jackson Purchase Medical Center · Mayfield $13,925
Saint Joseph Hospital · Lexington $13,981

Insurance negotiated median for the same procedure, sorted lowest first.