CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Uofl Health - Jewish Hospital and Mary & Elizabeth Hospital

Billing Code: 72148 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72148
Insurance Median: $990
Cash Discount Price: $1,485
vs. Medicare Baseline: 4.06x Medicare

The contracted insurance negotiated median rate for a MRI, lower back (no contrast) at Uofl Health - Jewish Hospital and Mary & Elizabeth Hospital is $990. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,485. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 4.06x the Medicare baseline. Located in 200 Abraham Flexner Way, Louisville, KY.

Cash / Self-Pay

$1,485

Average discount available for prompt cash payment at this facility.

Insurance Median

$990

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $1,485 (609%)

Insurance Median: $990 (406%)

Cash: $1,485 (609% of Medicare)

Ins. Median: $990 (406% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 406% of the Medicare baseline (a markup of 306%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$204 - $626	84%
Senior Care Community Of Ky	$215	88%
Devoted	$225 - $990	92%
Blue Cross Blue Shield	$227 - $1,420	93%
Cigna	$227	93%
Essence Health	$227	93%
Passport	$227 - $1,650	93%
Signature	$227 - $233	93%
Va Ccn	$227	93%
Communicare	$238	98%
Communicare Med Adv Fy	$238	98%
Velocity	$268 - $3,235	110%
Key Benefit Administrators	$295	121%
Wellcare	$300 - $594	123%
UnitedHealthcare	$594 - $1,575	244%
Aetna	$626	257%
Prime Group Health	$1,174 - $2,806	482%
Encore	$1,981	813%
Multiplan	$2,179 - $2,971	894%
Omca	$3,136	1286%
Corvel	$3,301	1354%
Cshn	$3,301	1354%
Health Smart	$3,301	1354%
National Comp Care	$3,301	1354%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,485.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72148.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Uofl Health - Jewish Hospital and Mary & Elizabeth Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72148.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.