Hip or knee replacement (inpatient stay)
Facility: Baptist Health Lexington
Billing Code: 470 (MS-DRG)
This hospital's typical commercial price is $16,781 compared to the $16,798 fair price benchmark.
4-Star CMS clinical quality rating paired with 1.00× fair market pricing.
Highest price of the 9 KY hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 KY hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Hip or knee replacement (inpatient stay) is about $16,798 (about 1.2× the $14,044 Medicare rate). Baptist Health Lexington charges insurers about $16,781, or about $125,009 in cash — about the fair price. Located in Lexington, KY.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $11,076 - $57,178 | 79% |
| Blue Cross Blue Shieldmajor | $11,658 - $159,567 | 83% |
| Aetnamajor | $10,959 - $81,607 | 78% |
| Cignamajor | $19,274 - $24,003 | 137% |
| Humanamajor | $11,658 - $31,071 | 83% |
| Ambetter (Centene) | $22,052 | 157% |
| CareSource | $14,701 - $27,467 | 105% |
| HealthLink | $23,664 - $23,911 | 168% |
| Molina | $11,658 - $12,152 | 83% |
| WellCare | $10,143 - $15,190 | 72% |
| + 10 smaller / regional plans | $12,975 - $183,671 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Baptist Health Lexington
Compare: Hip or knee replacement (inpatient stay) at other KY hospitals
- T J Samson Community Hospital · Glasgow $8,915
- Georgetown Community Hospital · Georgetown $13,126
- Murray-Calloway County Hospital · Murray $13,190
- Rockcastle County Hospital, Inc. · Mount Vernon $13,217
- Bourbon Community Hospital · Paris $13,289
- Taylor Regional Hospital · Campbellsville $13,342
- Saint Joseph London · London $13,485
- Clark Regional Medical Center · Winchester $13,488
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Baptist Health Lexington (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $60,504
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $60,504).
Self-Pay Cash Rate ($125,009) Beats Your Bill
Baptist Health Lexington's published 45 CFR § 180 self-pay cash rate is $125,009 (vs. $16,781 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $16,798 Fair BaseRate ($14,044 Medicare)
Your bill ($166,679) is $149,881 above the denoised Fair BaseRate ($16,798) and 11.9× the $14,044 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.