CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: Jackson Purchase Medical Center

Billing Code: 470 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 470
Insurance Median: $13,925
Cash Discount Price: $28,172
vs. Medicare Baseline: 0.99x Medicare

The contracted insurance negotiated median rate for a Hip or knee replacement (inpatient stay) at Jackson Purchase Medical Center is $13,925. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $28,172. Compared to the federal Medicare reimbursement reference rate of $14,044.15, this hospital’s rate is 0.99x the Medicare baseline. Located in 1099 Medical Center Circle, Mayfield, KY.

Cash / Self-Pay

$28,172

Average discount available for prompt cash payment at this facility.

Insurance Median

$13,925

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,044.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,044.15 (100%)

Cash / Self-Pay: $28,172 (201%)

Insurance Median: $13,925 (99%)

Cash: $28,172 (201% of Medicare)

Ins. Median: $13,925 (99% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,044.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Centercare Network	$1,785	13%
Bluegrass Family Health	$1,806 - $14,203	13%
Multiplan	$1,950	14%
UnitedHealthcare	$2,896 - $14,203	21%
Blue Cross Blue Shield	$3,465 - $22,626	25%
Aetna	$13,679 - $13,925	97%
Humana	$13,925 - $14,343	99%
Medicare (plans)	$13,925	99%
Secure Horizons	$13,925	99%
Unicare	$13,925	99%
Wellcare	$13,925	99%
Molina	$13,944	99%
Tricare	$18,957	135%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $28,172.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jackson Purchase Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.