CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Boston Medical Center

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $43
Cash Discount Price: $151
vs. Medicare Baseline: 1.23x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Boston Medical Center is $43. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $151. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.23x the Medicare baseline. Located in 1 Boston Medical Center Place, Boston, MA.

Cash / Self-Pay

$151

Average discount available for prompt cash payment at this facility.

Insurance Median

$43

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $151 (431%)

Insurance Median: $43 (123%)

Cash: $151 (431% of Medicare)

Ins. Median: $43 (123% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Workers Comp [5002]	$25	71%
Zzzbu Employee Work Comp [5004]	$25	71%
Zzzcity Of Boston Work Comp [5003]	$25	71%
Aetna	$40 - $164	114%
Blue Cross Blue Shield	$40 - $216	114%
Humana	$40	114%
Medicare (plans)	$40 - $42	114%
Neighborhood Pace [1206]	$40	114%
Oxford Health [1007]	$40	114%
Oxford Health [2024]	$40	114%
Tufts [8002]	$40 - $121	114%
Ubh Hphc [8016]	$40	114%
United [2025]	$40 - $145	114%
UnitedHealthcare	$40	114%
Veterans Admin [9003]	$40	114%
Zzzcovid19 Hrsa Uninsured Testing And Treatment Fund [500010]	$40	114%
Zzzunited [1008]	$40 - $145	114%
Champva [9004]	$41	117%
Tricare	$41	117%
Wellcare [1240]	$41	117%
Cca [1215]	$42	120%
Corrections [9001]	$42 - $49	120%
Eternalhealth [1227]	$42	120%
Zzzcca Onecare [1216]	$42	120%
Fallon Sco [1126]	$43	123%
Senior Whole Health [1210]	$47	134%
Fallon [8008]	$51	145%
Unicare [8004]	$51	145%
Wellpoint [2034]	$51	145%
Tufts Conncare/Qhp [8020]	$56 - $431	160%
Cigna	$121 - $285	345%
Medicaid / KanCare	$121	345%
Uphams Corner Esp [1213]	$134	382%
Harvard Pilgrim Health Care [8001]	$145	413%
Health Plans Inc [2027]	$145	413%
Zzzhealth Plans Inc [1013]	$145	413%
Meritain Health [1023]	$164	468%
Mass General Brigham Health Plan Commercial [8009]	$181	516%
Hsn Bad Debt [4003]	$513	1463%
Hsn Confidential [4007]	$513	1463%
Hsn Dental [4006]	$513	1463%
Hsn Partial [4002]	$513	1463%
Hsn [4001]	$513	1463%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $151.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Boston Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.