Skip to main content
States Procedures Methodology Search
County Price & Affordability Audit 4 of 5 Hospitals Priced Pop. 305,940 $92,983 Median Income

Cumberland County, ME Hospital Rates

Compare hospital price transparency compliance, fair price benchmarks, and local household charity-care eligibility across all 5 mapped hospitals in Cumberland County.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.42×vs. Fair Market Price
Position vs. 1.00× Fair Price+42% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +42% above the fair benchmark (1.42×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Cumberland County Affordability & CoverageSummarizes local hospital price disclosure compliance in Cumberland County, U.S. Census median household income, local uninsured rate, and federal 200%–400% FPL charity-care income thresholds.4 of 5 Hospitals Priced
Hospitals Priced4 of 5Number of CMS-certified hospitals located inside Cumberland County that have published machine-readable price files out of all 5 local facilities.
Median Income$93.0k / yrU.S. Census ACS median annual household income in Cumberland County ($92,983/yr), used to measure medical bill burden and charity-care eligibility.
Uninsured Rate4.7%Percentage of Cumberland County residents without health insurance who rely on self-pay cash discounts and 501(r) nonprofit hospital financial assistance.

Local charity-care income cutoffs (200%–400% FPL): up to $31,920 (single) and $128,600 (family of 4) qualify for free or discounted hospital care.

County Hospital Pricing & Affordability Audit4 of 5 Local Hospitals Priced

Cumberland County, ME Hospital Price & Affordability Summary

Cumberland County, Maine (pop. 305,940) has 5 CMS-certified hospitals (4 publishing verified machine-readable price files) with a local price index of 1.42× the U.S. fair price benchmark and a $92,983 median household income.

County Price Index: 1.42× Fair MarketMedian Income: $92,983/yr
Advantage

Best Value & Patient Protections in Cumberland County

  • 4 of 5 hospitals in Cumberland County publish verified 45 CFR § 180 price files (Northern Light Mercy Hospital, Mainehealth Maine Medical Center, Bridgton Hospital).
  • High-rated local clinical care: Northern Light Mercy Hospital (4/5 CMS Stars) and Mainehealth Maine Medical Center (4/5 CMS Stars).
  • Under federal 26 U.S.C. § 501(r), nonprofit hospitals must provide discounted Financial Assistance Policy (FAP) rates for Cumberland County families earning up to $128,600/yr (400% FPL).
Watchout

Where Cumberland County Patients Get Burned (Billing Watchouts)

  • 1 facility in Cumberland County (Mainehealth Behavioral Health at Spring Harbor) lacks an indexed MRF price schedule — always demand a written Good Faith Estimate before scheduling.
  • With a 4.7% local uninsured rate and $92,983 median household income, an unnegotiated $5,000 hospital bill equals 2.8 weeks of typical Cumberland County family take-home pay.
  • Emergency department and inpatient ancillary charges vary significantly across Maine counties — inspect each hospital's profile below before paying a full chargemaster bill.
County MRF Price Coverage80% Published
4 of 5 Hospitals

Includes Northern Light Mercy Hospital & Mainehealth Maine Medical Center.

Free Care Income Cutoff (200% FPL)Nonprofit 501(r) Rule
$31,920 – $64,300

Single ($31,920) to Family of 4 ($64,300) threshold for 100% free charity care.

Discounted Care Cutoff (400% FPL)AGB Billing Cap
Up to $128,600/yr

4-person household income cap qualifying for statutory AGB billing limits in Cumberland County.

Maine County Price & Affordability Heatmap 13 of 16 Counties with MRF Hospital Data

Maine County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 16 counties in Maine

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup

All Hospitals in Cumberland County (5)

Select any published hospital below to inspect its procedure price list, insurer discounts, and official MRF verification links.

MRF Compliance: 4 of 5 Published

Compare Procedure Prices Across All Maine Hospitals

View statewide surgical, imaging, colonoscopy, and ER price rankings across all Maine facilities.

Browse All Maine Hospitals & Procedures →