Hospital observation (per hour)
Facility: Northern Light C A Dean Hospital
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $63 compared to the $51 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
One of the lower prices — 1 of 8 other ME hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 ME hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Hospital observation (per hour) is about $51. Northern Light C A Dean Hospital charges insurers about $63, or about $248 in cash — above the fair price. Located in Greenville, ME.
This price is above the fair BaseRate — you may be able to pay less
Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $51. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $69 - $1,001 | — |
| Blue Cross Blue Shieldmajor | $63 - $811 | — |
| Aetnamajor | $69 - $996 | — |
| Cignamajor | $45 - $930 | — |
| WellCare | $69 - $798 | — |
| + 3 smaller / regional plans | $69 - $1,247 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Northern Light C A Dean Hospital
Compare: Hospital observation (per hour) at other ME hospitals
- Calais Community Hospital · Calais $33
- Northern Light Mercy Hospital · Portland $63
- Northern Light A R Gould Hospital · Presque Isle $63
- Northern Light Maine Coast Hospital · Ellsworth $63
- Northern Light Blue Hill Memorial Hospital · Blue Hill $63
- Northern Light Mayo Hospital · Dover Foxcroft $63
- Northern Light Sebasticook Valley Hospital · Pittsfield $63
- Northern Light Eastern Maine Medical Center · Bangor $70
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Northern Light C A Dean Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $180
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $180).
Self-Pay Cash Rate ($248) Beats Your Bill
Northern Light C A Dean Hospital's published 45 CFR § 180 self-pay cash rate is $248 (vs. $63 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $51 Fair BaseRate ($30 Medicare)
Your bill ($495) is $444 above the denoised Fair BaseRate ($51) and 16.5× the $30 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.