Hospital observation (per hour)
Facility: Calais Community Hospital
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $33 compared to the $55 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Lowest price of the 9 ME hospitals we have prices for — a strong deal.
Black dot = this hospital, among the 9 ME hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Hospital observation (per hour) is about $55. Calais Community Hospital charges insurers about $33, or about $142 in cash — below the fair price — a good deal. Located in Calais, ME.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $12 - $270 | — |
| Blue Cross Blue Shieldmajor | $12 - $252 | — |
| Aetnamajor | $61 - $264 | — |
| Cignamajor | $65 - $279 | — |
| Humanamajor | $30 - $129 | — |
| Harvard Pilgrim | $65 - $282 | — |
| WellCare | $30 - $129 | — |
| + 2 smaller / regional plans | $30 - $178 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Calais Community Hospital
Compare: Hospital observation (per hour) at other ME hospitals
- Northern Light Mercy Hospital · Portland $63
- Northern Light A R Gould Hospital · Presque Isle $63
- Northern Light Maine Coast Hospital · Ellsworth $63
- Northern Light Blue Hill Memorial Hospital · Blue Hill $63
- Northern Light C A Dean Hospital · Greenville $63
- Northern Light Mayo Hospital · Dover Foxcroft $63
- Northern Light Sebasticook Valley Hospital · Pittsfield $63
- Northern Light Eastern Maine Medical Center · Bangor $70
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Calais Community Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $69
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $69).
Self-Pay Cash Rate ($142) Beats Your Bill
Calais Community Hospital's published 45 CFR § 180 self-pay cash rate is $142 (vs. $33 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $55 Fair BaseRate ($32 Medicare)
Your bill ($189) is $134 above the denoised Fair BaseRate ($55) and 5.9× the $32 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.