Blood test, urea nitrogen (BUN, kidney)
Facility: University of Michigan Health System
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $9
- Cash Discount Price: $12
- vs. Medicare Baseline: 2.28x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 228% of the Medicare baseline (a markup of 128%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $2 - $36 | 51% |
| Ambetter / Centene | $2 | 51% |
| Blue Cross Blue Shield | $2 - $24 | 51% |
| Buckeye Community Health Plan | $2 | 51% |
| Hap Midwest | $2 | 51% |
| Mclaren Health Plan Inc | $2 - $36 | 51% |
| Medicaid / KanCare | $2 - $27 | 51% |
| Metrocare | $2 - $25 | 51% |
| Molina Healthcare Of Michigan Inc | $2 - $4 | 51% |
| Point Comfort Underwriters Unaccompanied Children Program | $2 - $23 | 51% |
| Priority Health | $2 - $54 | 51% |
| Priority Health [1038] | $2 - $36 | 51% |
| UnitedHealthcare | $2 - $39 | 51% |
| Cofinity | $3 - $39 | 76% |
| Confinity Advantage | $3 - $36 | 76% |
| First Health | $3 - $43 | 76% |
| Hap [1023] | $3 - $40 | 76% |
| Plain Church Group | $3 - $32 | 76% |
| Amerihealth Michigan Inc | $4 | 101% |
| Beaumont Health Network | $4 - $38 | 101% |
| Blue Care Network Of Michigan | $4 - $24 | 101% |
| Bronson Healthcare Group | $4 - $46 | 101% |
| First Agency | $4 - $40 | 101% |
| Health Alliance Plan | $4 | 101% |
| Humana | $4 | 101% |
| Huron Valley Pace | $4 | 101% |
| Medicare (plans) | $4 | 101% |
| Medigold Trinity Health Plan Of Michigan | $4 | 101% |
| Meridian Health Plan Of Michigan Inc | $4 | 101% |
| Multiplan | $4 - $46 | 101% |
| Nomi Health | $4 - $38 | 101% |
| Paramount Elite-Ohio | $4 | 101% |
| Paramount Health Care | $4 - $45 | 101% |
| Parkview Health Plan Services | $4 - $40 | 101% |
| Provider Network Of America | $4 - $38 | 101% |
| Thome Pace | $4 | 101% |
| Triwest | $4 | 101% |
| Veteran Affairs Community Care Program | $4 | 101% |
| Zing Health | $4 | 101% |
| Employee Benefit Logistic | $7 | 177% |