CMS Price Transparency Data

Family therapy session

Facility: Munson Healthcare Grayling Hospital

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $118
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.65x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Munson Healthcare Grayling Hospital is $118. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.65x the Medicare baseline. Located in 1100 E Michigan Ave, Grayling, MI.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$118

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Insurance Median: $118 (65%)

Ins. Median: $118 (65% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$43 - $133	24%
Mclaren Health Plan	$68 - $177	37%
Meridian	$68 - $92	37%
Molina	$68 - $191	37%
Priority Health	$68 - $227	37%
UnitedHealthcare	$68 - $177	37%
Aetna	$102 - $177	56%
Atrium King Centre Skilled Nursing Services	$102 - $177	56%
Blue Care Network	$102 - $177	56%
Hap (Health Alliance Plan)	$102 - $177	56%
Humana	$102 - $177	56%
Medicare (plans)	$102 - $177	56%
Northern Michigan Mennonite Group	$102 - $177	56%
Promedica	$102 - $177	56%
Wellcare (Meridian)	$102 - $177	56%
Wellspring Lutheran Services Skilling Nursing Services	$102 - $177	56%
Michigan Amish Medical Board	$118 - $177	65%
Cofinity	$124	68%
Cigna	$138 - $227	76%
Provider Network Of America Group Health	$143	79%
Asr/Physicians Care	$154	85%
Nomi Health	$164	90%
Employee Benefits Logistics	$174	96%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Munson Healthcare Grayling Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.