CMS Price Transparency Data

Blood test, calcium

Facility: Covenant Medical Center

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82310
  • Insurance Median: $7
  • Cash Discount Price: $7
  • vs. Medicare Baseline: 1.36x Medicare
The contracted insurance negotiated median rate for a Blood test, calcium at Covenant Medical Center is $7. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $7. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 1.36x the Medicare baseline. Located in 1447 N Harrison, Saginaw, MI.
Cash / Self-Pay
$7

Average discount available for prompt cash payment at this facility.

Insurance Median
$7

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)
Cash / Self-Pay: $7 (136%)
Insurance Median: $7 (136%)
Cash: $7 (136% of Medicare)
Ins. Median: $7 (136% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Care Network $1 - $5 19%
Blue Cross Blue Shield $1 - $3 19%
Mclaren Health Advantage $2 - $22 39%
Healthy Michigan Mclaren $3 58%
Healthy Michigan Meridian $3 58%
Healthy Michigan Molina $3 58%
Healthy Michigan Priority Health $3 58%
Priority Health E $3 - $23 58%
Cigna $4 - $28 78%
Health Advantage Mclaren Employee $4 - $28 78%
Physicians Health Plan $4 - $28 78%
Priority Health $4 - $28 78%
Aetna $5 - $37 97%
Health Alliance Plan Of Michigan $5 - $10 97%
Humana $5 - $38 97%
Mclaren Advantage $5 97%
Meritain Health $5 - $38 97%
Molina Healthplan $5 97%
Physicians Health Plan Advantage/Advantage Plus $5 97%
Multiplan $6 - $45 116%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1447 N Harrison, Saginaw, MI 48602
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals