CMS Price Transparency Data

Blood test, liver function panel

Facility: Covenant Medical Center

Billing Code: 80076 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80076
  • Insurance Median: $11
  • Cash Discount Price: $69
  • vs. Medicare Baseline: 1.35x Medicare
The contracted insurance negotiated median rate for a Blood test, liver function panel at Covenant Medical Center is $11. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $69. Compared to the federal Medicare reimbursement reference rate of $8.17, this hospital’s rate is 1.35x the Medicare baseline. Located in 1447 N Harrison, Saginaw, MI.
Cash / Self-Pay
$69

Average discount available for prompt cash payment at this facility.

Insurance Median
$11

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$8.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.17 (100%)
Cash / Self-Pay: $69 (845%)
Insurance Median: $11 (135%)
Cash: $69 (845% of Medicare)
Ins. Median: $11 (135% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $4 - $9 49%
Healthy Michigan Mclaren $4 49%
Healthy Michigan Meridian $4 49%
Healthy Michigan Molina $4 49%
Healthy Michigan Priority Health $4 49%
Health Advantage Mclaren Employee $6 - $54 73%
Priority Health E $6 - $45 73%
Aetna $7 - $72 86%
Blue Care Network $8 - $9 98%
Health Alliance Plan Of Michigan $8 - $16 98%
Humana $8 - $74 98%
Mclaren Advantage $8 98%
Molina Healthplan $8 98%
Physicians Health Plan $8 - $54 98%
Physicians Health Plan Advantage/Advantage Plus $8 98%
Priority Health $8 - $54 98%
Mclaren Health Advantage $11 - $44 135%
Meritain Health $11 - $75 135%
Multiplan $13 - $88 159%
Cigna $54 661%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1447 N Harrison, Saginaw, MI 48602
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals