CMS Price Transparency Data

Blood test, magnesium

Facility: Covenant Medical Center

Billing Code: 83735 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 83735
  • Insurance Median: $13
  • Cash Discount Price: $20
  • vs. Medicare Baseline: 1.94x Medicare
The contracted insurance negotiated median rate for a Blood test, magnesium at Covenant Medical Center is $13. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $20. Compared to the federal Medicare reimbursement reference rate of $6.7, this hospital’s rate is 1.94x the Medicare baseline. Located in 1447 N Harrison, Saginaw, MI.
Cash / Self-Pay
$20

Average discount available for prompt cash payment at this facility.

Insurance Median
$13

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$6.7

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.7 (100%)
Cash / Self-Pay: $20 (299%)
Insurance Median: $13 (194%)
Cash: $20 (299% of Medicare)
Ins. Median: $13 (194% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.7 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Mclaren Health Advantage $3 - $28 45%
Priority Health E $3 - $29 45%
Blue Cross Blue Shield $4 - $6 60%
Cigna $4 - $35 60%
Health Advantage Mclaren Employee $4 - $35 60%
Healthy Michigan Mclaren $4 60%
Healthy Michigan Meridian $4 60%
Healthy Michigan Molina $4 60%
Healthy Michigan Priority Health $4 60%
Physicians Health Plan $4 - $35 60%
Priority Health $4 - $35 60%
Aetna $5 - $46 75%
Blue Care Network $5 - $7 75%
Humana $6 - $47 90%
Meritain Health $6 - $48 90%
Health Alliance Plan Of Michigan $7 - $13 104%
Mclaren Advantage $7 104%
Molina Healthplan $7 104%
Multiplan $7 - $57 104%
Physicians Health Plan Advantage/Advantage Plus $7 104%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1447 N Harrison, Saginaw, MI 48602
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals