CMS Price Transparency Data

Blood test, vitamin D

Facility: Covenant Medical Center

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 82306
  • Insurance Median: $39
  • Cash Discount Price: $63
  • vs. Medicare Baseline: 1.32x Medicare
The contracted insurance negotiated median rate for a Blood test, vitamin D at Covenant Medical Center is $39. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $63. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 1.32x the Medicare baseline. Located in 1447 N Harrison, Saginaw, MI.
Cash / Self-Pay
$63

Average discount available for prompt cash payment at this facility.

Insurance Median
$39

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)
Cash / Self-Pay: $63 (213%)
Insurance Median: $39 (132%)
Cash: $63 (213% of Medicare)
Ins. Median: $39 (132% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Mclaren Health Advantage $10 - $83 34%
Priority Health E $10 - $85 34%
Cigna $12 - $101 41%
Health Advantage Mclaren Employee $12 - $101 41%
Physicians Health Plan $12 - $101 41%
Priority Health $12 - $101 41%
Blue Cross Blue Shield $15 - $28 51%
Healthy Michigan Mclaren $15 51%
Healthy Michigan Meridian $15 51%
Healthy Michigan Molina $15 51%
Healthy Michigan Priority Health $15 51%
Aetna $16 - $135 54%
Humana $16 - $138 54%
Meritain Health $17 - $141 57%
Multiplan $20 - $166 68%
Blue Care Network $22 - $30 74%
Health Alliance Plan Of Michigan $30 - $57 101%
Mclaren Advantage $30 101%
Molina Healthplan $30 101%
Physicians Health Plan Advantage/Advantage Plus $30 101%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1447 N Harrison, Saginaw, MI 48602
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals