CMS Price Transparency Data

Care planning with family

Facility: Covenant Medical Center

Billing Code: 90887 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90887
Insurance Median: $84
Cash Discount Price: $66
vs. Medicare Baseline: N/A Medicare

The contracted insurance negotiated median rate for a Care planning with family at Covenant Medical Center is $84. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $66. Compared to the federal Medicare reimbursement reference rate of N/A, this hospital’s rate is N/A the Medicare baseline. Located in 1447 N Harrison, Saginaw, MI.

Cash / Self-Pay

$66

Average discount available for prompt cash payment at this facility.

Insurance Median

$84

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

N/A

Standard federal government reimbursement rate for this code.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

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Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Advantage Mclaren Employee	$30 - $54	N/A
Priority Health E	$31 - $56	N/A
Physicians Health Plan	$37 - $67	N/A
Priority Health	$37 - $86	N/A
Blue Cross Blue Shield	$45 - $90	N/A
Healthy Michigan Mclaren	$45	N/A
Healthy Michigan Meridian	$45	N/A
Healthy Michigan Molina	$45	N/A
Healthy Michigan Priority Health	$45	N/A
Humana	$50 - $91	N/A
Meritain Health	$51 - $93	N/A
Multiplan	$60 - $109	N/A
Aetna	$78 - $86	N/A
Mclaren Health Advantage	$82	N/A
Blue Care Network	$86 - $90	N/A
Health Alliance Plan Of Michigan	$86 - $165	N/A
Mclaren Advantage	$86	N/A
Molina Healthplan	$86	N/A
Physicians Health Plan Advantage/Advantage Plus	$86	N/A

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $66.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90887.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Covenant Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90887.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.