CMS Price Transparency Data

Electrocardiogram (ECG/EKG)

Facility: Covenant Medical Center

Billing Code: 93000 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 93000
  • Insurance Median: $15
  • Cash Discount Price: $29
  • vs. Medicare Baseline: 0.98x Medicare
The contracted insurance negotiated median rate for a Electrocardiogram (ECG/EKG) at Covenant Medical Center is $15. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $29. Compared to the federal Medicare reimbursement reference rate of $15.36, this hospital’s rate is 0.98x the Medicare baseline. Located in 1447 N Harrison, Saginaw, MI.
Cash / Self-Pay
$29

Average discount available for prompt cash payment at this facility.

Insurance Median
$15

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$15.36

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.36 (100%)
Cash / Self-Pay: $29 (189%)
Insurance Median: $15 (98%)
Cash: $29 (189% of Medicare)
Ins. Median: $15 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.36 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $8 - $20 52%
Healthy Michigan Mclaren $8 - $15 52%
Healthy Michigan Meridian $8 - $15 52%
Healthy Michigan Molina $8 - $15 52%
Healthy Michigan Priority Health $8 - $15 52%
Aetna $15 - $24 98%
Blue Care Network $15 - $20 98%
Health Alliance Plan Of Michigan $15 - $28 98%
Humana $15 - $32 98%
Mclaren Advantage $15 98%
Molina Healthplan $15 98%
Physicians Health Plan Advantage/Advantage Plus $15 98%
Priority Health $15 - $23 98%
Health Advantage Mclaren Employee $19 124%
Priority Health E $19 124%
Physicians Health Plan $23 150%
Mclaren Health Advantage $31 202%
Meritain Health $32 208%
Multiplan $38 247%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1447 N Harrison, Saginaw, MI 48602
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals