CMS Price Transparency Data

Gallbladder removal (laparoscopic)

Facility: Covenant Medical Center

Billing Code: 47562 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$1,091

about 0.2× the $6,176 Medicare rate · typically $1,064–$2,661

modeled estimate · not a bill or quote

What this hospital charges insurers

$1,068

About the fair price

about $23 under the fair price · 0.2× Medicare

Medicare pays $6,176 Fair price $1,091 This hospital $1,068 Cash price $1,157 Hospital's list price $1,653

How we calculate the fair BaseRate →

How this hospital compares to other MI hospitals

Highest price of the 9 MI hospitals we have prices for — worth calling around.

Cheapest $938 Priciest $1,068

Black dot = this hospital, among the 9 MI hospitals with a price for this procedure. Full list below.

A fair price for a Gallbladder removal (laparoscopic) is about $1,091 (about 0.2× the $6,176 Medicare rate). Covenant Medical Center charges insurers about $1,068, or about $1,157 in cash — about the fair price. Located in Saginaw, MI.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ Blue Cross Blue Shield✓ Aetna✓ Humana UnitedHealthcareCignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
Blue Cross Blue Shieldmajor	$626 - $6,176	10%
Aetnamajor	$626 - $6,176	10%
Humanamajor	$626 - $6,176	10%
Meridian	$626 - $3,230	10%
Molina	$626 - $6,176	10%
Priority Health	$626 - $6,176	10%
+ 7 smaller / regional plans	$626 - $11,921

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 1,157), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 47562.

Insurance Before you use insurance

Call your insurance company to confirm Covenant Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 47562.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Covenant Medical Center

Compare: Gallbladder removal (laparoscopic) at other MI hospitals

Insurance negotiated median for the same procedure, sorted lowest first.