CMS Price Transparency Data

Blood test, cholesterol (lipid panel)

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 80061 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 80061
  • Insurance Median: $30
  • Cash Discount Price: $91
  • vs. Medicare Baseline: 2.24x Medicare
The contracted insurance negotiated median rate for a Blood test, cholesterol (lipid panel) at Munson Healthcare Cadillac Hospital is $30. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $91. Compared to the federal Medicare reimbursement reference rate of $13.39, this hospital’s rate is 2.24x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.
Cash / Self-Pay
$91

Average discount available for prompt cash payment at this facility.

Insurance Median
$30

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13.39

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.39 (100%)
Cash / Self-Pay: $91 (680%)
Insurance Median: $30 (224%)
Cash: $91 (680% of Medicare)
Ins. Median: $30 (224% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.39 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 224% of the Medicare baseline (a markup of 124%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $7 - $19 52%
Mclaren Health Plan $7 - $67 52%
Meridian $7 52%
Molina $7 - $14 52%
Priority Health $7 - $30 52%
UnitedHealthcare $7 - $66 52%
Aetna $13 - $81 97%
American Health Associates $13 97%
Autumnwood Of Mcbain Skilled Nursing $13 97%
Blue Care Network $13 97%
Hap (Health Alliance Plan) $13 - $86 97%
Humana $13 97%
Medicare (plans) $13 97%
Michigan Amish Medical Board $13 97%
Promedica $13 97%
Samaritas Senior Living Skilled Nursing $13 97%
Wellcare (Meridian) $13 97%
Cigna $14 - $30 105%
Cofinity $14 - $83 105%
Employee Benefits Logistics $23 172%
Hospice Of Michigan $64 478%
Munson Hospice $75 - $852 560%
Asr/Physicians Care $86 642%
Enterprise Group Planning/Employee Benefit Plan $86 642%
Medical Cost Savings Solution $86 642%
Nomi Health $86 642%
Robbing Group And Regency Employee Benefits $86 642%
First Health/Coventry Network $91 680%
Provider Network Of America Group Health $91 680%
Three Rivers Provider Network $91 680%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 400 Hobart St, Cadillac, MI 49601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals