CMS Price Transparency Data

Group therapy session

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 90853
  • Insurance Median: $45
  • Cash Discount Price: $48
  • vs. Medicare Baseline: 0.43x Medicare
The contracted insurance negotiated median rate for a Group therapy session at Munson Healthcare Cadillac Hospital is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $48. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.43x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.
Cash / Self-Pay
$48

Average discount available for prompt cash payment at this facility.

Insurance Median
$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)
Cash / Self-Pay: $48 (46%)
Insurance Median: $45 (43%)
Cash: $48 (46% of Medicare)
Ins. Median: $45 (43% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $16 - $53 15%
Mclaren Health Plan $16 - $101 15%
Meridian $16 - $53 15%
Molina $16 - $109 15%
Priority Health $16 - $127 15%
UnitedHealthcare $16 - $101 15%
American Health Associates $24 - $101 23%
Autumnwood Of Mcbain Skilled Nursing $24 - $101 23%
Blue Care Network $24 - $101 23%
Hap (Health Alliance Plan) $24 - $101 23%
Humana $24 - $101 23%
Medicare (plans) $24 - $101 23%
Michigan Amish Medical Board $24 - $101 23%
Promedica $24 - $101 23%
Samaritas Senior Living Skilled Nursing $24 - $101 23%
Wellcare (Meridian) $24 - $101 23%
Aetna $29 - $101 28%
Cofinity $29 - $44 28%
Cigna $33 - $127 32%
Hospice Of Michigan $34 33%
Provider Network Of America Group Health $34 - $48 33%
Asr/Physicians Care $36 - $46 35%
Munson Hospice $40 - $852 39%
Employee Benefits Logistics $41 - $172 40%
Enterprise Group Planning/Employee Benefit Plan $46 44%
Medical Cost Savings Solution $46 44%
Nomi Health $46 44%
Robbing Group And Regency Employee Benefits $46 44%
First Health/Coventry Network $48 46%
Three Rivers Provider Network $48 46%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 400 Hobart St, Cadillac, MI 49601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals