CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 99214
  • Insurance Median: $110
  • Cash Discount Price: $118
  • vs. Medicare Baseline: 0.81x Medicare
The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Munson Healthcare Cadillac Hospital is $110. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $118. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.81x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.
Cash / Self-Pay
$118

Average discount available for prompt cash payment at this facility.

Insurance Median
$110

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)
Cash / Self-Pay: $118 (87%)
Insurance Median: $110 (81%)
Cash: $118 (87% of Medicare)
Ins. Median: $110 (81% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Cigna $24 - $216 18%
Priority Health $24 - $216 18%
Mclaren Health Plan $25 - $142 18%
Hospice Of Michigan $40 - $136 29%
UnitedHealthcare $40 - $146 29%
Munson Hospice $46 - $852 34%
Aetna $50 - $172 37%
Cofinity $51 - $176 38%
Asr/Physicians Care $53 - $181 39%
Enterprise Group Planning/Employee Benefit Plan $53 - $181 39%
Hap (Health Alliance Plan) $53 - $181 39%
Medical Cost Savings Solution $53 - $181 39%
Nomi Health $53 - $181 39%
Robbing Group And Regency Employee Benefits $53 - $181 39%
First Health/Coventry Network $56 - $192 41%
Provider Network Of America Group Health $56 - $192 41%
Three Rivers Provider Network $56 - $192 41%
Meridian $62 - $68 46%
Molina $62 - $141 46%
Blue Cross Blue Shield $63 - $146 46%
American Health Associates $84 - $130 62%
Autumnwood Of Mcbain Skilled Nursing $84 - $130 62%
Blue Care Network $84 - $130 62%
Humana $84 - $130 62%
Medicare (plans) $84 - $130 62%
Michigan Amish Medical Board $84 - $130 62%
Promedica $84 - $130 62%
Samaritas Senior Living Skilled Nursing $84 - $130 62%
Wellcare (Meridian) $84 - $130 62%
Employee Benefits Logistics $142 - $222 105%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 400 Hobart St, Cadillac, MI 49601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals