CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Munson Healthcare Cadillac Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97750
  • Insurance Median: $48
  • Cash Discount Price: $75
  • vs. Medicare Baseline: 1.42x Medicare
The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Munson Healthcare Cadillac Hospital is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $75. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.42x the Medicare baseline. Located in 400 Hobart St, Cadillac, MI.
Cash / Self-Pay
$75

Average discount available for prompt cash payment at this facility.

Insurance Median
$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)
Cash / Self-Pay: $75 (222%)
Insurance Median: $48 (142%)
Cash: $75 (222% of Medicare)
Ins. Median: $48 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Blue Cross Blue Shield $17 - $59 50%
Mclaren Health Plan $17 - $74 50%
Meridian $17 50%
Molina $17 - $35 50%
Priority Health $17 - $85 50%
UnitedHealthcare $17 - $73 50%
Aetna $28 - $89 83%
Cofinity $28 - $91 83%
American Health Associates $32 95%
Autumnwood Of Mcbain Skilled Nursing $32 95%
Blue Care Network $32 95%
Hap (Health Alliance Plan) $32 - $94 95%
Humana $32 95%
Medicare (plans) $32 95%
Michigan Amish Medical Board $32 95%
Promedica $32 95%
Samaritas Senior Living Skilled Nursing $32 95%
Wellcare (Meridian) $32 95%
Hospice Of Michigan $36 - $70 107%
Munson Hospice $42 - $852 125%
Provider Network Of America Group Health $45 - $99 133%
Asr/Physicians Care $48 - $94 142%
Enterprise Group Planning/Employee Benefit Plan $48 - $94 142%
Medical Cost Savings Solution $48 - $94 142%
Nomi Health $48 - $94 142%
Robbing Group And Regency Employee Benefits $48 - $94 142%
First Health/Coventry Network $51 - $99 151%
Three Rivers Provider Network $51 - $99 151%
Cigna $53 - $85 157%
Employee Benefits Logistics $55 163%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 400 Hobart St, Cadillac, MI 49601
  • CMS Rating: ★★★★☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals